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#1049243 - 4th Dec 2017 12:00pm Car Insurance Renewal
fish5133 Online   content
Forum Guardian

Registered: 22nd Mar 2010
Posts: 3344
Loc: Heswallish
That time of year again when compare the market or other comparison sites throw up a 100 saving. I note my renewal letter says " If you have been insured with us for a number of years you may find cheaper insurance elsewhere" Presume that's a standard requirement by Financial Conduct Authority.

Intrigued to listen to the sales patter of the young lady who was desperate not to lose my business. She makes it personal to her and you. "I don't want to lose your business so I have applied the maximum discount...look at the saving which you could spend on your kids for Christmas"

I politely reminded her that it was Peoples Choice who were losing my business not her and was very sorry if she lost any commission (she said she didn't). I did suggest to her it was a shame that Peoples Choice didn't give me the lower price on my renewal letter rather than shafting loyal customers.. Shop around folks...now to switch energy supplier.

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#1049245 - 4th Dec 2017 1:14pm Re: Car Insurance Renewal [Re: fish5133]
Salmon Offline

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Registered: 8th Oct 2011
Posts: 1811
Loc: Wallasey
Utter madness if people don't shop around. A couple of years back I got my renewal letter and as always went on Go Compare and Money Supermarket etc. Same company 125 cheaper. I rang them and they say renew on line sir and you will get the cheaper price.

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#1049248 - 4th Dec 2017 2:29pm Re: Car Insurance Renewal [Re: Salmon]
fish5133 Online   content
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Registered: 22nd Mar 2010
Posts: 3344
Loc: Heswallish
Originally Posted By: Salmon
Utter madness if people don't shop around. A couple of years back I got my renewal letter and as always went on Go Compare and Money Supermarket etc. Same company 125 cheaper. I rang them and they say renew on line sir and you will get the cheaper price.



Perhaps the least likely to shop around are the elderly.

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#1049255 - 4th Dec 2017 4:40pm Re: Car Insurance Renewal [Re: fish5133]
lincle Online   content
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Registered: 30th Jan 2014
Posts: 233
Loc: wirral
Always try companies like Aviva who aren't on comparison sites . I got a quote 80 cheaper

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#1049261 - 4th Dec 2017 5:43pm Re: Car Insurance Renewal [Re: fish5133]
Excoriator Online   content
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Registered: 21st Jan 2010
Posts: 1213
Loc: wirral
I try a few comparison sites and a few that don't use them. So far the comparison sites have been cheaper but the sample size is far too small to draw any conclusions from.

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#1049267 - 4th Dec 2017 7:14pm Re: Car Insurance Renewal [Re: fish5133]
Mark Online   Reading


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Registered: 9th Nov 2003
Posts: 21090
Loc: Wirral
I find the comparison sites show you the lowest on the first page, then as you click into it, they try to sweeten you to more cover and then the breakdown cover, only to find the price from the first page goes up, and if its monthly its higher again.

All that said, its still cheaper than my default renewal letter.

What I find gets right up my nose is admin charges for this and that. Why should it cost 90 to cancel early? Why 45 to change your details?

Just watch out for those it's becoming the norm.
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#1049273 - 4th Dec 2017 10:10pm Re: Car Insurance Renewal [Re: lincle]
fish5133 Online   content
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Registered: 22nd Mar 2010
Posts: 3344
Loc: Heswallish
Originally Posted By: lincle
Always try companies like Aviva who aren't on comparison sites . I got a quote 80 cheaper


General Accident on comparison sites and they are something to do with Aviva. Similarly Peoples Choice are Hastings

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#1049375 - 6th Dec 2017 11:44am Re: Car Insurance Renewal [Re: fish5133]
Gibbo Offline
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Registered: 27th Dec 2010
Posts: 1842
Loc: Oxton
They might be underwritten by a bigger company, lots of smaller ones are. Lloyds Car Insurance used to be rebranded Churchill, Shielas Wheels is just esure, and so on.

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#1049559 - 10th Dec 2017 7:14am Re: Car Insurance Renewal [Re: fish5133]
keef666 Offline
Member

Registered: 29th Dec 2013
Posts: 90
Loc: Seacombe
Who ever you use, will rip you off!

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