After re-reading that article, it would probably be a cheaper option for the Travel Operators to have a mobile resident doctor on call for room visits. It would probably work out a lot cheaper for them. So,if holiday makers don't see the doc. , then no claim allowed. Simple !
Humankind has not woven the web of life. We are but one thread within it. Whatever we do to the web, we do to ourselves. All things are bound together. All things connect.