WikiWirral 17yrs online 24/7 365 days a year.
Forum Statistics
Posts1,031,362
Topics76,000
Members13,973
Forums65
Posts in last 24hrs1
Most Online14,906
Nov 23rd, 2019
Who's Online Now
19 registered members (baldybrewer, 4 invisible), 1,136 guests, and282 spiders.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


Popular Topics(Views 7days)
New General Forums
Booster jab
by casper. 25th Sep 2021 4:28pm
Can anyone recommend an experienced Physio Wirral
by Longnails. 17th Sep 2021 5:41pm
The CB Radio Wirral FB Page
by TheGodSplinter. 14th Sep 2021 3:04am
Our Earth
by granny. 8th Sep 2020 10:02am
New Wirral History
Mersey Park Primary School
by Maisie. 12th Mar 2011 2:14pm
1970s flats on the noctorum
by mark64. 13th Aug 2010 11:47pm
holy trinity church.
by cathcart. 1st Jul 2010 7:19am
Highfield School, Oxton,
by . 10th Jun 2007 10:49pm
Forum Tips
Photo Gallery Forums
Cruise liner Anthem of the Seas
Tram by the Penny Bridge
Topic Replies
Wanted 1hp single phase electric motor
by spider. 22nd Oct 2021 12:52pm
Road Repairs
by granny. 21st Oct 2021 10:54pm
Our Earth
by Greenwood. 21st Oct 2021 9:46pm
holy trinity church.
by diggingdeeper. 21st Oct 2021 5:28pm
Hedgehog Rescue
by granny. 21st Oct 2021 12:54pm
Sir David Amess
by keef666. 20th Oct 2021 6:33am
Temporary relocation of Birkenhead Market
by mikeeb. 17th Oct 2021 1:54pm
Doctors appointments
by moretonkiwi. 17th Oct 2021 1:28am
Wanted old unloved gas patio heater any condition
by spider. 14th Oct 2021 12:31pm
October
M T W T F S S
1 2 3
4 5 6 7 8 9 10
11 12 13 14 15 16 17
18 19 20 21 22 23 24
25 26 27 28 29 30 31
Recent Posts : What's On ?
Royden Hall Christmas Fair
by Greenwood. 28th Sep 2021 10:59am
Previous Topic
Next Topic
Print Topic
Rate Topic
Minor Accident What To Do #1008597
2nd May 2016 5:37pm
2nd May 2016 5:37pm
Joined: Mar 2010
Posts: 4,044
Heswallish
F
fish5133 Offline OP
Forum Guardian
fish5133  Offline OP
Forum Guardian
F
Joined: Mar 2010
Posts: 4,044
Heswallish
Just been involved in a minor rta. Had to brake sharply as car in front did. Managed to stop in time ok but the vehicle behind didn't and bumped into the back of us. No visible damage to either vehicle bumpers but daughter bruised knee on dash and jolted her neck and back as did I.
Seems a bit conflicting about the need to report to police.
In the "excitement" only swopped name and registration as I didn't see any need to claim for damage to vehicle.
Presume its best to notify insurers but what about Police.

Google Ads
Re: Minor Accident What To Do [Re: fish5133] #1008598
2nd May 2016 5:55pm
2nd May 2016 5:55pm
Joined: Nov 2011
Posts: 1,925
Wallasey/New Brighton
J
j_demo Offline
Forum Addict
j_demo  Offline
Forum Addict
J
Joined: Nov 2011
Posts: 1,925
Wallasey/New Brighton
i would ALWAYS recommend reporting it to the police & getting them on the scene no matter how small the RTC, as details can always change. my dad had a similar situation where there was minor cosmetic damage and there was one lad in the other vehicle but then a few weeks later he got a letter from the insurers saying that there were 5 people in the other car and that they are blaming him for cutting them up then slamming on in a "crash for cash" style thing and he had to fight for a long time to prove that wasn't the case but without photographs and a police report etc then he couldn't prove anything and i think he got swizzed.

Insurers only need to be notified if you wish to claim (they like to count informing them as a claim even if you just inform them so i'd avoid that until absolutely necessary, then if they say why then just say you forgot) but i would DEFINITELY have gotten the police on scene to make sure everyone is open and honest and who they say they are and so details and the number people involved don't magically change later. I would also have taken pictures of everything and everyone including taking photos of their ID because all you have is a name (which you aren't able to verify) and a reg plate which the car could have been stolen or the driver uninsured and their name could magically change later to the real person who owns/it's insured under.

also injuries such as whiplash can appear later. Story time; I had a crash just over a year ago on the M53 where the car in front of me slammed on and hit the barrier and i hit the brakes and turned away but still hit him at about 50 and my car flipped and rolled and ended up upside down, i was able to crawl out with only very minor cuts (the car had 7 airbags which saved my life) and i even went into work the day after but still had a doctors appt at my GP just for a check-up and i was signed off for 3 weeks, it took about 4 days for whiplash to kick in, it just kind of happened one day/overnight and my back and neck and shoulders just felt like they were frozen and were agony to move, but for the 3-4 days after the crash i was fine and able to walk, not huge distances but the same gait and pace as usual, and then one evening/night it all just hit me & my body and i was suffering from whiplash for a couple of weeks and only about 2-3 days before i went back to work did it ease off. I still get flashbacks and sleepless nights even now but no physical effects.

so ultimately my advice would be; yes always get police on scene no matter how minor the accident & injuries can also be delayed so you may need to claim for them on insurance.

sorry for the long post.

Re: Minor Accident What To Do [Re: fish5133] #1008599
2nd May 2016 5:56pm
2nd May 2016 5:56pm
Joined: Nov 2013
Posts: 91
wirral
T
the_pope Offline
Member
the_pope  Offline
Member
T
Joined: Nov 2013
Posts: 91
wirral
no need for the police, as long as you are both insured

Re: Minor Accident What To Do [Re: the_pope] #1008608
2nd May 2016 7:08pm
2nd May 2016 7:08pm
Joined: Mar 2010
Posts: 4,044
Heswallish
F
fish5133 Offline OP
Forum Guardian
fish5133  Offline OP
Forum Guardian
F
Joined: Mar 2010
Posts: 4,044
Heswallish
Lucky escape there J demo.glad you have recovered I know about the delayed whiplash. About 25 year ago car ran into back of me with quite a bit of damage to bumper. Thought I was ok till about a week later when neck back and sciatic nerve started playing up-- took about a year of regular physio and stuff to get it reasonable. Was not going to make a claim till got fed up with buying painkillers etc. Got all the physio fees paid . Would definitely not want to go down that route again--just keeping an eye on my daughter as she felt the nerve twinge down her back. Seems fine now.
Know the insurers sometimes want to count it as a claim just when you notify them and don't claim.


Re: Minor Accident What To Do [Re: fish5133] #1008613
2nd May 2016 7:27pm
2nd May 2016 7:27pm
Joined: Oct 2009
Posts: 2,389
between heaven & hell
starakita Offline
Forum Master
starakita  Offline
Forum Master
Joined: Oct 2009
Posts: 2,389
between heaven & hell
I would keep an eye on your daughter too,a few years ago a girl had a car crash on the Wiend Mount rd junction.She seemed fine but she died a few days later I think head injury that didn't get picked up.


no1s gonna keep me from u
Re: Minor Accident What To Do [Re: fish5133] #1008623
2nd May 2016 8:08pm
2nd May 2016 8:08pm
Joined: Oct 2011
Posts: 1,955
Wallasey
S
Salmon Offline

Forum Addict
Salmon  Offline

Forum Addict
S
Joined: Oct 2011
Posts: 1,955
Wallasey
Cheerful responses there.As above police don't need to be involved but certainly notify your insurers.

Re: Minor Accident What To Do [Re: fish5133] #1008624
2nd May 2016 8:12pm
2nd May 2016 8:12pm
Joined: Jul 2008
Posts: 13,998
Birkenhead
diggingdeeper Offline

Wiki Master
diggingdeeper  Offline

Wiki Master
Joined: Jul 2008
Posts: 13,998
Birkenhead
If there is no injury, the police won't attend, however it would have still been a good idea to report it and get an incident number.

You also don't know what money-chasing story the other parties are going to say.

Best to take pictures before the vehicles are moved, together with any visible damage to those vehicles.


We don't do charity in Germany, We pay taxes. Charity is a failure of governments' responsibilities - Henning Wehn
Re: Minor Accident What To Do [Re: fish5133] #1008625
2nd May 2016 8:24pm
2nd May 2016 8:24pm
Joined: Jan 2014
Posts: 7,093
Wirral
snowhite Offline

Wiki Addict
snowhite  Offline

Wiki Addict
Joined: Jan 2014
Posts: 7,093
Wirral
Best get your daughter checked out by a doctor. Just glad you are both OK.sorry to hear this news

Re: Minor Accident What To Do [Re: fish5133] #1008627
2nd May 2016 8:41pm
2nd May 2016 8:41pm

L
lollipop
Unregistered
lollipop
Unregistered
L


Yes contact the police to get a report reference number off them. This will be asked for by your insurance company.

It takes a 5 min call, a few details and as I say the all important incident ref number will be given.

Re: Minor Accident What To Do [Re: fish5133] #1008754
3rd May 2016 11:56pm
3rd May 2016 11:56pm
Joined: Mar 2010
Posts: 4,044
Heswallish
F
fish5133 Offline OP
Forum Guardian
fish5133  Offline OP
Forum Guardian
F
Joined: Mar 2010
Posts: 4,044
Heswallish
Ask insurers about police and they said if only minor (no damage) ,no one hurt and not causing obstruction the police are not interested and will just say contact your insurers.
Seems to be following me---4 cars involved in a shunt outside the school I was doing crossing duty.(Frankby Road, ). Looks like one car had run into the back of another and shunted it into the next 2. They then have driven off without stopping. Police definitely in attendance for that.


Moderated by  Mod 

Random Wirral Images

Click to View Topic.
Newest Topics
Road Repairs
by granny. 21st Oct 2021 10:59am
Hedgehog Rescue
by BultacoAstro. 21st Oct 2021 9:12am
Sir David Amess
by cools. 18th Oct 2021 1:41pm
Royden Hall Christmas Fair
by Smeeble. 27th Sep 2021 7:50pm
Fluoridation
by diggingdeeper. 26th Sep 2021 2:42am
For Sale & Free
Wanted old unloved gas patio heater any condition
by spider. 12th Oct 2021 6:43pm
Arm chair / 2 seat sofa
by Peter0787. 5th Oct 2021 12:31pm
Wanted Yellow Enamel Paint
by BultacoAstro. 30th Sep 2021 12:58pm
Samsung NC10 10" screen Notebook
by gerrymoore. 30th Sep 2021 10:17am
Wanted 1hp single phase electric motor
by spider. 6th Aug 2021 2:42pm
Member Spotlight
Nigel
Nigel
Wirral
Posts: 852
Joined: March 2010
Show All Member Profiles 
Newest Members
Mikew2207, GaryD, DaveSwanage, OscarFelixJake, Owlsofwirral
13973 Registered Users
Today's Birthdays
No Birthdays
New Wirral Info
Road Repairs
by granny. 21st Oct 2021 10:59am
Royden Hall Christmas Fair
by Smeeble. 27th Sep 2021 7:50pm
Fire logs
by TheComputerLab. 24th Sep 2021 2:53pm
Temporary relocation of Birkenhead Market
by mikeeb. 29th May 2021 1:01pm
Dock Branch Park
by mikeeb. 6th Feb 2021 1:03pm
News : New Topics
Hedgehog Rescue
by BultacoAstro. 21st Oct 2021 9:12am
Sir David Amess
by cools. 18th Oct 2021 1:41pm
Panic buying
by mikeeb. 25th Sep 2021 10:47am
Energy firms going bust
by cools. 23rd Sep 2021 8:49pm
La Plama Volcanic Eruption
by granny. 21st Sep 2021 3:26pm
New Enthusiast Forums
Fluoridation
by diggingdeeper. 26th Sep 2021 2:42am
Spooky image
by cools. 23rd Sep 2021 7:58pm
Bultaco pursang
by Bultaco. 13th Mar 2019 12:43pm
Popular Topics(Views 24hrs)
Wirral Sunrise Sunset
Sunrise Sat 7:55am
Sunset Sat 5:57pm
Local Time Sat 12:11pm
Powered by UBB.threads™ PHP Forum Software 7.6.1.1