just had a letter from my insurance this morning to say they have now decided the accident was my fault and i will have to pay out! im fully comp but have a £600 excess. i wouldnt advise anyone to take insurance with tesco! is there anyway i can argue there decision or do i just have to agree with it??

Was it your fault?

Maybe your description of the accident wasn't good enough?

no the accident wasnt my fault. i dont know how i could of described it any better unless i went back an recreated it whilst takin pictures!

Did you/the other driver have any witnesses, are the witnesses telling the truth/are the biased?

no other witnesses except my passenger who hasnt given a statement he hasnt got anyone either though. its my word against his. an the damage to my car against the lack of it on his!

If you really believe it wasnt your fault then fight your courner.

Insurance companies normally do 50 - 50 in disputes anyway.
And generally if the other person admits its there fault then your in the clear.

Its a mine field.

Dont forget you can get if i remember right
45mins Free consultation with any solicitor.
Take legal advice first kinky.

Hope that helps.

Sorry to hear about that Kinks.

I have been with Tesco's for a while now and they were very supportive and helpfull when I had my accidents.

All I can say is what webby has said about stand your ground.

Was there another person involved in the accident in another car?

If there was just keep to your guns about what you said.

Were there any police officers that came to the accident scene?

If there was then try to give him a call and see what he thinks about the accident. He should have given you his name, phone number, branch and his id number that is on his lapel on his arm..

I hope this helps. I know how frustrating and laborious accidents can be.

i work for tesco so i might see your claim at some point cos i do the fault claims. pm me the circumstances and i'll give you some advise.

Unlucky kinky hun. Hopefully this will be easily sorted. Dont back down as it wasnt ur fault so dont let them make u pay

im wiv tesco - **me thinks its time for a change** my excess is is £500 i think

my excess is £150... (£688 Full Comp)

Id, fight the corner, tell them your not happy with it and you want to contest the decision or something. They cant just get away with blaming you. Could you not post up here what happened, and id get your mate to witness it.....

tesco aint that bad you know!!!

ouch. when buyin insurance remember the main rule


they only want to make money!!!!!!!!!!!!!!!!


keep goin kat and try an think up a money makin scheme for ta 600.
unlucky