Insurers give green light to DVLA access project cutting fraud and saving honest motorists money.

The insurance industry has agreed funding for a joint project with the DVLA which will enable insurers to get accurate information about driving offences, including points and disqualifications.

The project, which has been in development for three years, will now be built by DVLA, and could be in place as early as 2014.This is a major initiative in reducing fraud, which should save honest motorists money on their motor insurance.

A detailed comparison exercise showed that as many as 23% of motorists do not accurately declare their driving history to insurers, including thousands of disqualified drivers, who had bought insurance in an attempt to evade detection.

The system will work by drivers using their driving licence number when they apply for insurance. An automatic check will be made to the DVLA database, bringing back accurate information on licences.


Nick Starling, Director of General Insurance at the Association of British Insurers, said:

“This is a significant step forward in the fight against insurance fraud. We know that up to a quarter of motorists with driving offences, including disqualification, either do not declare them, or declare something less significant. This unfair to safer, honest motorists, and increases their premiums.

“Being able to access to the DVLA database will not only root out fraud, but also make the process of applying for insurance faster, produce more accurate premiums, and reduce disputes in the event of claims”.

Source

That makes a lot of sense but its only when we start to see lower premiums that we'll believe it.

so what will happen to all the blaggers who said they had no points ect,insured on there dads policy and all that carry on there will be a lot of people who wont be able to get insurance well serves them right.

certain insurers have been setting up conference calls with the DVLA with private hire drivers for the past 12 months.
Maybe this will mean they dont need the driver to take part in these calls?

Whenever I see the words fair, could should (the current buzzwords),and might used by the government or private companies that exist strictly for making a profit,
I tend to think the opposite to what they say

I get a headache reading stuff om this forum. The colours are horrendous.

I think its just another way for them to spy on people, but if it makes life cheaper then so be it.

to change,go to my stuff, edit preferences,Your preferred stylesheet, submit.

Wow, thanks! You have saved my eyesight. Great tip. Cheers.