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#99741 - 4th May 2005 11:03am insurance after my crash!
XxKinkyxX Offline
Veteran

Registered: 17th May 2004
Posts: 741
Loc: eastham
just had a letter from my insurance this morning to say they have now decided the accident was my fault and i will have to pay out! im fully comp but have a 600 excess. i wouldnt advise anyone to take insurance with tesco! is there anyway i can argue there decision or do i just have to agree with it??
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#99742 - 4th May 2005 11:07am Re: insurance after my crash!
AX_125 Online   content

Forum Guardian

Registered: 10th Nov 2003
Posts: 3793
Loc: Home
Was it your fault?

Maybe your description of the accident wasn't good enough?
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#99743 - 4th May 2005 11:10am Re: insurance after my crash!
XxKinkyxX Offline
Veteran

Registered: 17th May 2004
Posts: 741
Loc: eastham
no the accident wasnt my fault. i dont know how i could of described it any better unless i went back an recreated it whilst takin pictures!
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#99744 - 4th May 2005 11:11am Re: insurance after my crash!
AX_125 Online   content

Forum Guardian

Registered: 10th Nov 2003
Posts: 3793
Loc: Home
Did you/the other driver have any witnesses, are the witnesses telling the truth/are the biased?
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#99745 - 4th May 2005 11:19am Re: insurance after my crash!
XxKinkyxX Offline
Veteran

Registered: 17th May 2004
Posts: 741
Loc: eastham
no other witnesses except my passenger who hasnt given a statement he hasnt got anyone either though. its my word against his. an the damage to my car against the lack of it on his!
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#99746 - 4th May 2005 11:50am Re: insurance after my crash!
Mark Online   Reading


Wiki Master

Registered: 9th Nov 2003
Posts: 21002
Loc: Wirral
If you really believe it wasnt your fault then fight your courner.

Insurance companies normally do 50 - 50 in disputes anyway.
And generally if the other person admits its there fault then your in the clear.

Its a mine field.

Dont forget you can get if i remember right
45mins Free consultation with any solicitor.
Take legal advice first kinky.

Hope that helps.
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#99747 - 4th May 2005 12:21pm Re: insurance after my crash!
Steve Offline
Smartchild

Registered: 8th Mar 2005
Posts: 404
Loc: Upton
Sorry to hear about that Kinks.

I have been with Tesco's for a while now and they were very supportive and helpfull when I had my accidents.

All I can say is what webby has said about stand your ground.

Was there another person involved in the accident in another car?

If there was just keep to your guns about what you said.

Were there any police officers that came to the accident scene?

If there was then try to give him a call and see what he thinks about the accident. He should have given you his name, phone number, branch and his id number that is on his lapel on his arm..

I hope this helps. I know how frustrating and laborious accidents can be.

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#99748 - 4th May 2005 12:40pm Re: insurance after my crash!
Cali_16v Offline
Wiki Guide

Registered: 17th May 2004
Posts: 6261
Loc: Birkenhead
i work for tesco so i might see your claim at some point cos i do the fault claims. pm me the circumstances and i'll give you some advise.
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#99749 - 4th May 2005 1:16pm Re: insurance after my crash!
scoop Offline
Wiki Addict

Registered: 18th Nov 2004
Posts: 7238
Loc: Leuchars
Unlucky kinky hun. Hopefully this will be easily sorted. Dont back down as it wasnt ur fault so dont let them make u pay
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#99750 - 4th May 2005 4:01pm Re: insurance after my crash!
saz2004 Offline
Forum Master

Registered: 18th Mar 2004
Posts: 2421
Loc: hawarden
im wiv tesco - **me thinks its time for a change** my excess is is 500 i think
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#99751 - 4th May 2005 4:22pm Re: insurance after my crash!
Smiler198 Offline
Addict

Registered: 5th Jan 2005
Posts: 199
Loc: None
my excess is 150... smile (688 Full Comp)

Id, fight the corner, tell them your not happy with it and you want to contest the decision or something. They cant just get away with blaming you. Could you not post up here what happened, and id get your mate to witness it.....

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#99752 - 4th May 2005 4:22pm Re: insurance after my crash!
Cali_16v Offline
Wiki Guide

Registered: 17th May 2004
Posts: 6261
Loc: Birkenhead
tesco aint that bad you know!!!
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#99753 - 4th May 2005 8:39pm Re: insurance after my crash!
dikky5 Offline
Wise One

Registered: 11th Jul 2004
Posts: 869
Loc: Pensby
ouch. when buyin insurance remember the main rule


they only want to make money!!!!!!!!!!!!!!!!


keep goin kat and try an think up a money makin scheme for ta 600.
unlucky
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