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#98658 - 27th Sep 2006 11:23am car finance
Gemma Frazer Offline
Newbeee

Registered: 25th Sep 2006
Posts: 17
Loc: st helens
I just got an X reg 206 on finance, bit of a kit and wheels etc, 3200, paid 200 deposit and its 100 per month for 3 year after that, is that about right for decent car finance? some of the people i rang wanted like 160 per month!
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#98659 - 27th Sep 2006 11:47am Re: car finance
AX_125 Online   content

Forum Guardian

Registered: 10th Nov 2003
Posts: 3793
Loc: Home
There is cheaper out there dependant on credit ratings. As a home owner you sometimes get it a little cheaper, won't be much lower, maybe about 90 - 95 a month?
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#98660 - 27th Sep 2006 12:33pm Re: car finance
Gemma Frazer Offline
Newbeee

Registered: 25th Sep 2006
Posts: 17
Loc: st helens
thanks smile
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#98661 - 27th Sep 2006 6:57pm Re: car finance
Gary Offline
Forum Addict

Registered: 22nd Dec 2003
Posts: 1328
Loc: Wirral
not bad payin 600 interest really

nice to meet u aswel tease

take it your new on here?

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#98662 - 27th Sep 2006 7:06pm Re: car finance
DavidB Offline
Wiki Guide

Registered: 7th Dec 2003
Posts: 5591
Loc: Bebington, Wirral
People should beware of the companies -wanting- to give you finance with APR's like 50%. CitiFinancial do this. You get a loan of 2000 say, they take the setup charge from it (which is 500 quid), and then charge you admin which is 90 quid, and then slap on 50% on top.
So you get 1400 quid, and end up paying 3000 quid back. They must assume you are so desperate, that any money will do.
I wouldn't borrow for anything, I hate owing people.
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#98663 - 27th Sep 2006 7:11pm Re: car finance
scoop Offline
Wiki Addict

Registered: 18th Nov 2004
Posts: 7238
Loc: Leuchars
Car finance is something i'd never do. I got a 5k loan from a lon company 3 years back and in total im paying only 5600 back,so thats only 600 pound more than they gave me.and thats on 5k,ur paying 500 extra back on 3k. I wouldnt,but hey,u may have a good deal in terms of finance,but loans are always better
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#98664 - 27th Sep 2006 7:17pm Re: car finance
DavidB Offline
Wiki Guide

Registered: 7th Dec 2003
Posts: 5591
Loc: Bebington, Wirral
Or get a credit card, even cheaper.
Try money expert forums if anyone's looking for a cheap way, there are some really smart people on there (allegedly smile )
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#98665 - 28th Sep 2006 8:59am Re: car finance
Gemma Frazer Offline
Newbeee

Registered: 25th Sep 2006
Posts: 17
Loc: st helens
Quote:
Originally posted by Gary:
not bad payin 600 interest really

nice to meet u aswel tease

take it your new on here?
yeah i am! hi! i have moved to st helens from barrow so i moved from CWC to CW!
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#98666 - 28th Sep 2006 7:46pm Re: car finance
Gary Offline
Forum Addict

Registered: 22nd Dec 2003
Posts: 1328
Loc: Wirral
what made u move? added u to msn aswel hope u dont mind tease

gona do much to the 206 then or leave it be?x

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