Forums Forums Enthusiast Forums A - Z Autowirral Insurance write offs

does anyone know about written off cars? i wouldnt mind gettin a car that had been damaged but i dont know about insuring it. i think category D is ok but i want to know if the insurane would be a lot coz it was damaged? any information would be helpful

shudnt make a differnce realy

Hear is some general information about write off but i dont think it relates to insurance :

web page

let me know what you want to know and i'll find out for you. then again i might no it off the top of my head (worked in insurance for years)

i heard that if you buy one and fix it and insure it the insurance is higher with some insurance. thats just wat i heard off the lad who bought (red 20) old wirte off black corsa sport.

depends on catergury. there is 4 a,b,c, and d.

a = fire, to be crushed
b = chassis damaged bodyshell to be crushed
c = cost of repairs outways value of vehicle, repairable assest, insurer decided not to repair.
d = constructive total loss, repair cost close to vehicle valuevalue person requested it be deemed beyond economical repair.

Cat d you dont need to tell your insurer cat c may need a vic check and a new MOT aswell. Most companies dont mind but like you say some lik enorwich union do put a load on.

i got told age's ago that if it was a serious write off they had 2 be registered on a Q plate is this true

hope you dont mind me askin but why r u sellin a civic ek and wanting 2 buy a write off

A "Q Plate" is issued if the original vehicle identity cannot be found.

Kit Cars are a classic example.

If its a catagory c then you have to apply for a VIC Check, only then will the registration documennt be released and then you have to get it MOT'd & Taxed.

Catagory D does not need this.

you find a lot of sierra cossies have a q plate because they have been stolen had the VIN (vehicle identification number ) ground off so they cant tell what the vehicle is on any database, then when its recovered it has no identity so the dvla give it a new one and slap a Q plate on it.

im just havin a bit of trouble tryin to afford my civic (insurance and petrol) and i was thinkin of buyin a nearly new corsa or lupo that had been damaged. all i was thinkin is, if i bought a nearly new but cat D car, would the insurance be more than an undamaged one?
cheers for all the advice

and does anyone know if anywhere round here sells damaged cars? category D cars?

E-Bay or auto trader mate.

there is universal salvage

Salvage Agents click me


on the left click on repairable salvage then click chester. will bring up all the insurance write offs from the chester branch. think norwich union use them and a few others. We dont (directline) we use NSA ventures. but i dunno if they have a site.


Or try Another brakers yard

but i dunno what they are like for buying complete cars.

My Mini was a write off - bought it back off the insurance company