My past History
with credit has not been too great, like most. But however over the past 12 months, I have been building it back up. I've financed a car in the past 6 months, been accepted for credit cards.
Now the finance was taken out on an affordability test, not a credit score. I needed to prove my income and show that I can manage re-payments.
I'm now looking for a loan for a little business venture, does anyone have any idea if there is anyone out there like my finance company who go down the road of affordability rather than credit score?
Mostly appreciated in advance!