Warning over 'flash-for-cash' car accident insurance scam
Motorists are being warned about a new insurance scam where criminals flash their lights to let other drivers out of a junction, then crash into them on purpose. Anti-fraud experts are calling it "flash-for-cash". The gangs tend to target new, smarter vehicles or vulnerable road users, including older people and women with children in the car.
The scam is costing insurers hundreds of millions of pounds every year. It is a new tactic for an already well established crime, called "crash for cash", where criminals slam on the brakes for no reason so that the victim drives into the back of their car. Police investigators said the criminals will often remove the bulbs in their brake lights so other road users don't know they're stopping.
However, "flash-for-cash" is more crafty, because it is harder to prove in court, often coming down to the innocent driver's word against the criminal's that they flashed their lights to let them out.
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