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#811074 - 27th Jul 2013 2:00pm Car insurance prices 'falling at record rate'
Mark Online   Reading


Wiki Master

Registered: 9th Nov 2003
Posts: 20966
Loc: Wirral
The cost of car insurance is falling at a record rate in the UK, according to the insurance arm of the AA.

The average annual comprehensive car insurance quote fell to 594.84 this month, it said, down 9.8% from 659.53 last July - the biggest decrease since the AA insurance index began in 1994.

It said the dip was thanks, in part, to clampdowns on fraud and restrictions on claims management companies.

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#811083 - 27th Jul 2013 2:27pm Re: Car insurance prices 'falling at record rate' [Re: Mark]
lansyp Online   content

Forum Addict

Registered: 21st Jul 2009
Posts: 1444
Loc: rockferry
That's why I drive a jag now ,it was cheaper to insure than my Picasso

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#811246 - 28th Jul 2013 9:40am Re: Car insurance prices 'falling at record rate' [Re: Mark]
Pinzgauer
Unregistered


When my next renewal notice thuds onto the doormat, it will be interesting to see if the premium has actually gone down and by how much. Methinks the premium will, at best, remain the same. More likely go up again on some pretence or other. In short, extra profits for the insurance companies!

Come the revolution, insurers are up against the wall along with the bankers etc.

Me a cynic ??? yes

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#811282 - 28th Jul 2013 10:50am Re: Car insurance prices 'falling at record rate' [Re: Mark]
StuyMac Offline

Wiki Master

Registered: 24th Nov 2003
Posts: 12002
Loc: Wirralshire
I can't remember a single occasion where my renewal has been cheaper than my previous years insurance...

In more recent years though, since I stopped changing my cars so much, I've always found similar insurance to what I was paying the previous year, and beating the renewal.

More than often I've taken this better quote back to my previous insurer and they have matched it - just shows that the renewal price isn't their best, and you should ALWAYS shop around.
_________________________


What If There Were No Hypothetical Questions?

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#811316 - 28th Jul 2013 12:05pm Re: Car insurance prices 'falling at record rate' [Re: Mark]
Salmon Online   content
Forum Addict

Registered: 8th Oct 2011
Posts: 1699
Loc: Wallasey
I shop around every year for both car and house insurance and the differences are quite amazing. Some clearly don't want me and quote insane prices but the rest vary by hundreds of pounds.My last car renewal letter quoted a big increase on previous years so I went on line and got a much cheaper quote from the same people. I rang to query this and was told the online price included an introductory discount and I should just accept the on line quote which of course I did.Smoke and mirrors does not come into it with insurance companies.

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#812375 - 31st Jul 2013 11:31pm Re: Car insurance prices 'falling at record rate' [Re: Mark]
newbrightonier Offline
Enthusiast

Registered: 21st Feb 2010
Posts: 142
Loc: Wallasey
Is it the 20" aluminium or white ?

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#812466 - 1st Aug 2013 11:46am Re: Car insurance prices 'falling at record rate' [Re: newbrightonier]
chriskay Offline
Forum Veteran

Registered: 25th Oct 2007
Posts: 4868
Loc: shropshire
Originally Posted By: newbrightonier
Is it the 20" aluminium or white ?

????????
_________________________
Carpe diem.

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#812470 - 1st Aug 2013 12:38pm Re: Car insurance prices 'falling at record rate' [Re: Mark]
KevinFinity Offline

Forum Master

Registered: 30th Apr 2009
Posts: 2311
Loc: Wirral
My last renewal back in april had gone from almost 600 last year to just over 400 with no change of circumstances. It was a pleasant surprise.

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#814537 - 8th Aug 2013 9:14am Re: Car insurance prices 'falling at record rate' [Re: Mark]
Pinzgauer
Unregistered


Following the suggestion of always shop around - something I have to admit to not doing, I received my renewal notice yesterday. It was from the Co-oP. Been with them for a while. Last year 150.00p. This year...150.00p. So WHY no reduction?? (As predicted!!!)

Went to an online comparison site (waiting for my Meerkat toy) and got the same cover, (full comp.) conditions, excess etc. for 97.02p via the Halifax. (Ford Fiasco with 9yrs NCB). Quite a difference!

After my coffee, I'm doing the same with my energy supplier. There is a shower of robbing barstewards out there relying on the likes of me and my apathy! Lesson learned. mad mad mad

Sorry, can't find the "Up yours" emoticon for the Co-oP !


Edited by Pinzgauer (8th Aug 2013 9:18am)

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#814674 - 8th Aug 2013 6:08pm Re: Car insurance prices 'falling at record rate' [Re: Mark]
Tess65 Offline
Member

Registered: 20th Jun 2013
Posts: 81
Loc: Birkenhead
I heard a while back that the cost of car insurance was set to possibly drop for blokes, due to recent legislation prohibiting gender discrimination by car insurance companies.

Are the price drops due to this perhaps?
Have any ladies out there noticed a drop in car insurance premiums too??
Just wonderin'...

Tess x.


Edited by Tess65 (8th Aug 2013 6:10pm)

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#814684 - 8th Aug 2013 6:51pm Re: Car insurance prices 'falling at record rate' [Re: Tess65]
Tess65 Offline
Member

Registered: 20th Jun 2013
Posts: 81
Loc: Birkenhead
OK before the forum pedants pounce on me, I meant to say 'are the price drops due partly to this perhaps?'
smile

Originally Posted By: Tess65
I heard a while back that the cost of car insurance was set to possibly drop for blokes, due to recent legislation prohibiting gender discrimination by car insurance companies.

Are the price drops due to this perhaps?
Have any ladies out there noticed a drop in car insurance premiums too??
Just wonderin'...

Tess x.

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#815166 - 10th Aug 2013 4:10pm Re: Car insurance prices 'falling at record rate' [Re: Mark]
buddy Online   content
Forum Veteran

Registered: 18th Sep 2008
Posts: 5001
Loc: South Wirral
Received my car insurance renewal today 345, last year 322.

Phoned them up for an explanation and they weren't interested nor were they prepared to negotiate, so I went on their site, tapped in my details and quote came up at 245!!!

Naturally I phoned them up and they agreed to the renewal premium of 245 - good result but I'm perplexed!

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#815225 - 10th Aug 2013 7:30pm Re: Car insurance prices 'falling at record rate' [Re: Mark]
missj Offline
Member

Registered: 25th Apr 2011
Posts: 86
Loc: Wirral
I called my insurers for a renewal quote as its due this month, I'd been paying 940 P/A as I'd had 9 points on my licence (yeah I know!) So, 5 years have elapsed since the points went on so I was looking forward to a fair reduction in monthly payments. Snotty girl on the phone quoted me 930! I queried why just a reduction of 1 a month when I now held a clean licence and 3 years no claims with their company - she told me, well - it doesn't really affect your quote after the 4 years. I asked if I was unfortunate enough to get 9 points on my licence it might increase by just a tenner then? She said thats the best you're going to get anywhere. I told her cheers but I'll shop around. Sheila's Wheels offer all the same benefits for 245 P/A so that's who I'll be going with from now on! Admittedly my choices of insurer were limited when I had the points and I've paid the price for it, but I'd have expected a bit more of a reduction than a tenner!

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#815302 - 11th Aug 2013 12:47am Re: Car insurance prices 'falling at record rate' [Re: Mark]
shar215 Offline
Smartchild

Registered: 18th Feb 2010
Posts: 580
Loc: wirral
hi missj sorry to say .6 to 7 years will see you clear .9 points is not good what the hell have you been doing?

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#815307 - 11th Aug 2013 7:52am Re: Car insurance prices 'falling at record rate' [Re: Tess65]
Angharad111 Offline
Member

Registered: 14th Oct 2011
Posts: 54
Loc: Wallasey
No, they went up to match male prices. I did shop around and RAC was the best but only because it was an offer to a new customer. I hate having to shop around by phone or on line because it can take quite a few hours, it should be made more simple as the dvla have all our records, mot etc. What I thought was strange I had to give them proof of 9 years of no claims from my previous insurers and I had to send them a copy of my last renewal quote. That reminds me, I still have not had the paperwork but it is confirmed on line that I am insured. Do I trust them! Also, when you search comparison sites, just be aware that us that know not a lot about insurance and cover, speak to a human then hopefully you have the correct insurance for your needs. Because on line we humans might have missed a vital component!

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