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#706928 - 5th Jul 2012 8:46pm NEW DRIVER
jo1982 Offline
Newbeee

Registered: 29th Mar 2011
Posts: 14
Loc: jo1982
Hi just need some advise past my driving test last week an looking at buying a car any advise on what car and insurance company ?? I know its going to cost me a fortune looked at a corsa breeze 1.0 1998 cheapest quote iv had is 1500 thats only third party fire an theft.
Be greatful for any advise.

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#706931 - 5th Jul 2012 9:27pm Re: NEW DRIVER [Re: jo1982]
sean99789 Offline
Old Hand

Registered: 13th Apr 2011
Posts: 308
Loc: oxton
Yes it will cost a fortune I passed in may and finally tonight just completed the pass plus scheme all though I'm already paying over 2,500 for my insurance which will now be getting changed if that does not reduce for me so id say you have a good price there I used a company but they are crap as to get in touch with a human on the phone is 0906 number at 1.50 per min :-(

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#706937 - 5th Jul 2012 9:50pm Re: NEW DRIVER [Re: jo1982]
gibblet Offline
Newbeee

Registered: 21st Jun 2012
Posts: 16
Loc: moreton
Another way to lower insurance prices is to increase you excesses (if you can afford to ). My daughter managed to knock a couple of hundred off hers by doing this.

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#706941 - 5th Jul 2012 10:02pm Re: NEW DRIVER [Re: jo1982]
Chorizo Offline
Addict

Registered: 2nd Jun 2011
Posts: 262
Loc: Wallasey
Insurance prices are disgusting these days. The govermeny bang on about lowering our carbon foot print and saving the environment and yet they let insurance companies price new drivers out of buying newer environmentally friendly cars by charging extortionate prices and taking all peoples money.

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#706943 - 5th Jul 2012 10:11pm Re: NEW DRIVER [Re: jo1982]
Vanmanone Offline

Forum Guardian

Registered: 5th May 2010
Posts: 3411
Loc: The Rectory Eastham
Cheapest i found was the Co-op via price comparison sites on the net,Its for my second eldest who was under 25, licence held for less than 12 months Astra sxi 2200

Which as steep as it was, i suppose was quite reasonable considering some wanted double that figure

Be sure to shop around smile smile

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#706955 - 6th Jul 2012 12:04am Re: NEW DRIVER [Re: Vanmanone]
yewgarth Offline
Forum Addict

Registered: 2nd Nov 2008
Posts: 1781
Loc: new ferry
Hi, im with ingene insurance. they fitted a black box into the car which measures how hard i use the accelerator, wheel and how often i use indicators and use excessive speed. if you drive at a good standard your monthly premium comes down etc. well worth a look

http://www.ingenie.com/?gclid=CMKkh-PSg7ECFcYmtAodNkYC-Q

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#706959 - 6th Jul 2012 8:12am Re: NEW DRIVER [Re: jo1982]
kamikazi Offline
Smartchild

Registered: 12th Jul 2010
Posts: 493
Loc: Wallasey
I got sick of the fortunes insurance companies demand, so I bought a 21 year old car and have classic insurance 200 a year, car was 500. Not sure if this would apply to younger drivers, or if you want to drive an older car, Its cheap though!

K

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#706975 - 6th Jul 2012 9:40am Re: NEW DRIVER [Re: jo1982]
jo1982 Offline
Newbeee

Registered: 29th Mar 2011
Posts: 14
Loc: jo1982
Thanks for the advise am going to have to do a lot of shopping around not sure if am classed as a young driver as am 30 this month.

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#707108 - 6th Jul 2012 5:17pm Re: NEW DRIVER [Re: jo1982]
neilmcc Offline

Smartchild

Registered: 12th Aug 2005
Posts: 507
Loc: moreton
Classic car insurance is for over 25's

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#707109 - 6th Jul 2012 5:20pm Re: NEW DRIVER [Re: neilmcc]
chriskay Offline
Forum Veteran

Registered: 25th Oct 2007
Posts: 4868
Loc: shropshire
Originally Posted By: neilmcc
Classic car insurance is for over 25's


Age of driver or age of car?
_________________________
Carpe diem.

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#707110 - 6th Jul 2012 5:23pm Re: NEW DRIVER [Re: neilmcc]
johncon Offline

Smartchild

Registered: 17th Oct 2010
Posts: 622
Loc: bromborough
Originally Posted By: neilmcc
Classic car insurance is for over 25's
that is right but also check out fully comp its not always like it used to be third party is considered to be a higher risk by many companies now !
oldman
_________________________
I am too old for this lark !!!

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