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#69537 - 14th Sep 2004 2:12pm Insurance
aceritz Offline
Forum Addict

Registered: 11th Nov 2003
Posts: 2056
Loc: birkenhead
After renewing my insurance early this month i have taken a disliking towards people who modify there cars and dont declare the mods. If you can afford to mod it pay the insurance, then when others declare the stuff the insurance company wont laff when you list off all your mods.

Its ok to drive around in a modded car as long as its not declared as standard.

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#69538 - 14th Sep 2004 2:31pm Re: Insurance
Cali_16v Offline
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Registered: 17th May 2004
Posts: 6261
Loc: Birkenhead
working in insurance i know what you mean in the long run its not worth not declaring the mods, if you have an accident your insurers may ask for an increased premium before they deal with your claim or even a third party to an accident. or they will void your policy from the start which really leaves you in the smelly stuff as you have to pay a claim yourself. it might be expensive but its worth it really. or use a company like frizzell who will insurer a fully modded car but if you have an accidnet they will only repair it to a standard car.
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#69539 - 14th Sep 2004 4:38pm Re: Insurance
Tony MK2 Offline
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Registered: 2nd Dec 2003
Posts: 2943
Loc: Wirral
my insurance company knows every little bit that is on our car as well as the tinted windows, i only pay 580 a year fully comp

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#69540 - 14th Sep 2004 5:58pm Re: Insurance
Anonymous
Unregistered


how big an impact does a zorst and induction kit have on your insurance???

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#69541 - 14th Sep 2004 6:18pm Re: Insurance
Tony MK2 Offline
Forum Master

Registered: 2nd Dec 2003
Posts: 2943
Loc: Wirral
it doesn't matey i told them about my zorst and k&n and it did't matter
if your planing on insuring with the post office and you have neons then don't bother because they won't insure people with under car neons

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#69542 - 14th Sep 2004 6:46pm Re: Insurance
Mark Online   Reading


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Registered: 9th Nov 2003
Posts: 20966
Loc: Wirral
Each insurance company has its own qwerks so to speak,
so what may be true about one company may not be true with yours.

The answer is a phone call away.

Call your insurance broker and ask?

It is true however by not declaring modifications to your car,
can at its worst make your policy void..

I think the term "its in the small print" would apply.

Hope this helps..
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#69543 - 14th Sep 2004 6:55pm Re: Insurance
Tony MK2 Offline
Forum Master

Registered: 2nd Dec 2003
Posts: 2943
Loc: Wirral
Quote:
I think the term "its in the small print" would apply.
<img border="0" alt="[laff my ass off]" title="" src="graemlins/cwemotions042.gif" /> nice one webmaster
anyway my insurance company know all the details of what i have on our car and as webmaster has said "there only a phone call away" or get on the net as well

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#69544 - 12th Oct 2004 5:41pm Re: Insurance
robbie Offline
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Registered: 1st Mar 2004
Posts: 187
Loc: BROMBOROUGH
as i woz readin a car mag the other day i read an article it says the police can if your car is not insured properly impound it or crush it
so basically to be legal declare the lot and keep your ride
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