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#604545 - 20th Oct 2011 1:36pm best insurance company
deedee Offline
Newbeee

Registered: 6th Oct 2011
Posts: 21
Loc: birkenhead
i have just passed my test i am 24 and have been bought a 1.0 y reg corsa can anybody give me some advice on how to get a reasonable insurance quote any help would be appreciated

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#604555 - 20th Oct 2011 1:46pm Re: best insurance company [Re: deedee]
Touchstone Offline

Guardian

Registered: 25th Sep 2010
Posts: 899
Loc: Wallasey
Try this link to Martin Lewis's site. He has some good advice for searching for the best quote. Even slightly tweaking your job title can get your insurance down a bit.

http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance

http://www.moneysavingexpert.com/insurance/car-insurance-young-drivers

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#604558 - 20th Oct 2011 1:48pm Re: best insurance company [Re: deedee]
AlexB Offline
Forum Addict

Registered: 13th Sep 2011
Posts: 1867
Loc: Wirral
Bell/Admiral/Elephant were always best for me as a learner and even now as a younger driver, nobody can come close.
_________________________
I'm just a muppet.

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#604574 - 20th Oct 2011 2:03pm Re: best insurance company [Re: AlexB]
2005wireman Offline
Addict

Registered: 13th Jan 2011
Posts: 255
Loc: Warrington
i own a corsa and am with admirail....

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#604613 - 20th Oct 2011 2:44pm Re: best insurance company [Re: Touchstone]
_Ste_ Offline


Wiki Master

Registered: 7th Aug 2005
Posts: 15985
Loc: New Brighton
Originally Posted By: Touchstone
Even slightly tweaking your job title can get your insurance down a bit.


And it will also be fraud deeming your policy void so don`t bother "tweaking" your job title.
Because you are so young the police WILL check you over very closely including checking to see if you have told your insurance about any mods you may have on your car including exhaust end tips. Seriously, be careful.
_________________________


http://www.youtube.com/user/stetopop

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#604625 - 20th Oct 2011 2:59pm Re: best insurance company [Re: deedee]
DJ_Karl_David Offline

Forum Addict

Registered: 4th May 2009
Posts: 1151
Loc: Birkenhead
I found adding my older brother as a driver on the policy who has been driving 20 years with no claims helped bring mind down alot.

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#604626 - 20th Oct 2011 2:59pm Re: best insurance company [Re: AlexB]
alfiemag Offline
Member

Registered: 28th Sep 2009
Posts: 51
Loc: wirral
Admiral do a multi car policy. I had a pupil quoted 2000 for herself mum shopped around. Got mum dad daughter for 1000. So moved over to Admiral

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#604660 - 20th Oct 2011 3:28pm Re: best insurance company [Re: DJ_Karl_David]
AlexB Offline
Forum Addict

Registered: 13th Sep 2011
Posts: 1867
Loc: Wirral
Originally Posted By: DJ_Karl_David
I found adding my older brother as a driver on the policy who has been driving 20 years with no claims helped bring mind down alot.


Definitely. I've got both my parents on mine and it halved it.

They never drive it.
_________________________
I'm just a muppet.

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#604662 - 20th Oct 2011 3:33pm Re: best insurance company [Re: AlexB]
polo_phil Offline

Forum Master

Registered: 9th Jan 2009
Posts: 3080
Loc: Birkenhead
Originally Posted By: AlexB
Originally Posted By: DJ_Karl_David
I found adding my older brother as a driver on the policy who has been driving 20 years with no claims helped bring mind down alot.


Definitely. I've got both my parents on mine and it halved it.

They never drive it.


Yep my mum as a named driver still brings my policy down! She's never driven any of my cars though!

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#604865 - 20th Oct 2011 8:33pm Re: best insurance company [Re: DJ_Karl_David]
TheDr Offline
Forum Master

Registered: 23rd Feb 2010
Posts: 2631
Loc: Wirral
Originally Posted By: DJ_Karl_David
I found adding my older brother as a driver on the policy who has been driving 20 years with no claims helped bring mind down alot.


Insurance companies can pull some weird tricks with this, I had my partner added to my insurance when she was learning to drive, when I came to take her name off they quoted me a higher price, so I left her on, as a learner.

MAKE SURE that if you add anybody else to your policy YOU are still listed as the main driver, putting mum/dad as the main and you as a named may make the policy cheaper, but it's called "fronting", it's illegal, your insurance will be voided and your car can be seized, however, having somebody much older as a named driver on your policy can bring it down, a lot, and as the policy is for you as the MAIN driver with them having the ability to be insured on it should they need to use it, it's perfectly legal.

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#605020 - 20th Oct 2011 11:46pm Re: best insurance company [Re: TheDr]
deedee Offline
Newbeee

Registered: 6th Oct 2011
Posts: 21
Loc: birkenhead
many many thanks for all your comments it is very much appreciated

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#605291 - 21st Oct 2011 2:00pm Re: best insurance company [Re: deedee]
phk68bay Offline
Newbeee

Registered: 11th Apr 2010
Posts: 38
Loc: wirral
im a name driver on my daughters with admiral multi car and both cars cost 1500 mine fully comp hers 3rd party fire and theft, i shopped around for about 2 weeks on the phone and internet everyday, best quote i could get. Her on her own was nearly 3000 go figure, i dont even drive her car, but having me as a name driver (not the Main) and insuring both cars has halved it.

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#605643 - 21st Oct 2011 9:19pm Re: best insurance company [Re: deedee]
dizdazdoz Offline

Wise One

Registered: 17th Jan 2010
Posts: 866
Loc: Here
I found the co-op cheap this year, they aren't on comparison sites but I did save about 80.

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#605664 - 21st Oct 2011 9:36pm Re: best insurance company [Re: deedee]
FiremanFil Offline
Smartchild

Registered: 17th Sep 2011
Posts: 574
Loc: Wirral
I had a thought the other day. If I wrote my own cover note promising to repair any losses for insurance if I was at fault for an accident, and left it in my bank-would that be valid in law? I'd only need to be accident-free for a couple of years and I'd save even if I wrote off a Rolls-Royce in the third year!! Insurance is now a legalised rip-off. No wonder kids drive without it nowadays. If we all refused to insure our vehicles until these parasites adjusted their rates, it'd send a message to them to toe the line. I'm surprised that the Church of England and the Roman Catholic church don't get in on the insurance scam. They'd make a fortune and would be able to rebuild all the roofs which have been under-insured!!
_________________________
Keepsmilingworkswonders!

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#605703 - 21st Oct 2011 10:01pm Re: best insurance company [Re: FiremanFil]
mrhanky Offline
Forum Addict

Registered: 1st Dec 2010
Posts: 1236
Loc: my house
you can do it that way, but you have to have access to a couple of million quid in case you have an accident.

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