WikiWirral 13yrs online 24/7 365 days a year.
Forum Stats
12182 Members
65 Forums
72591 Topics
978241 Posts
96 posts in the last 24hrs
Max Online: 7831 @ 8th Apr 2013 4:18pm
Who's Online - Click Me
89 registered (assassin, 17 invisible), 1650 Guests and 193 Spiders online.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


(Views 7days)This Weeks Most Read
Need help 370
Secretive mega shake-up of NHS could cost 15 mil 370
Wirral High Tides? 347
Sometimes You Could Strangle Someone 330
Found a mobile phone 14/01/2017 WALLASEY 329
Asbestos shed removal 313
Paypal help 286
RAC ,AA v Breakdown Recovery 250
Lost Mobile Phone 247
Deportation Row 247
New General Forums
The Scouse Accent
by palemoon
14 minutes 16 seconds ago
birthday wishes
by sunnyside
Today at 12:48 PM
The Green Eyed Girl
by granny
Yesterday at 10:33 PM
Breastfeeding Dads Want to Be A Breastfeeding Hero
by fish5133
16th Jan 2017 1:24pm
New Wirral History
What was County Hall, Abbey Street, Birkenhead?
by yoller
15th Jan 2017 1:28pm
752 The Old Manor Club, Withens Lane, Liscard
by Norton
13th Jan 2017 2:20pm
751 Plough Inn, Mount Pleasant Rd, New Brighton
by Norton
13th Jan 2017 1:38pm
351 Prince Alfred 30 Tunnel Road 30 30 to 32
by yoller
8th Jan 2017 7:18pm
167 Wirral Arms George Street 9 Grange Street
by yoller
8th Jan 2017 7:11pm
Forum Tips
Photo Gallery Forums
fireworks on the Mersey last night
Hadlow train station
Topic Replies
Car Value Sites Parkers Auto Trader
by fish5133
Taylors Villas 1874 any info?
by Norton
07:04 PM
Secretive mega shake-up of NHS could cost 15 mil
by CVCVCV
06:23 PM
Best Price for Scarpping my car
by fish5133
05:49 PM
The Green Eyed Girl
by snowshoes
02:31 PM
Paypal help
by venice
01:17 PM
Spectacles found.
by Beethoven
01:02 PM
When we live to be a 100 yrs old
by sunnyside
12:06 PM
Deportation Row
by goodoldphil
12:00 PM
January
M Tu W Th F Sa Su
1
2 3 4 5 6 7 8
9 10 11 12 13 14 15
16 17 18 19 20 21 22
23 24 25 26 27 28 29
30 31
Recent Posts : What's On ?
Indian/Jazz fusion music Liverpool
by buddy
Yesterday at 09:46 AM
Chinese New Year Liverpool
by paxvobiscum
15th Jan 2017 11:08am
Topic Options
Rate This Topic
#391110 - 25th Feb 2010 10:26am VISA & MasterCard Telephone Credit Card Scam
Happy Birthday Mark Online   Reading


Wiki Master

Registered: 9th Nov 2003
Posts: 21001
Loc: Wirral
WILTSHIRE POLICE Keeping you informed

Swindon Police Station Gablecross Shrivenham Road South Marston Swindon Wiltshire SN3 4RB Telephone: 0845 408 7000
Swindon Crime Reduction Department Date: 2nd October 2009

Hi all,

This has been passed on via another Force area through our own Fraud Department In Wiltshire Constabulary, and it is a very convincing SCAM. We have been asked to disseminate the information as widely and was quickly as we can through Neighbourhood Watch, School Safe and others.

This one is pretty slick since they provide YOU with all the information, except the one piece they want. Note, the callers do not ask for your card number; they already have it. This information is worth reading. By understanding how the VISA & MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself.. One of our employees was called on Wednesday from "VISA", and I was called on Thursday from "MasterCard". The scam works like this: Person calling says, "This is (name), and I'm calling from the Security and Fraud Department at VISA. My badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank) did you purchase an Anti-Telemarketing Device for 497.99 from a Marketing company based in London ?" When you say "No", the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from 297 to 497, just under the 500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?" You say "yes". The caller continues - "I will be starting a fraud investigation. If you have any questions, you should call the 0800 number listed on the back of your card (0800-VISA) and ask for Security. You will need to refer to this Control Number. The caller then gives you a 6 digit number. "Do you need me to read it again?"

Here's the IMPORTANT part on how the scam works the caller then says, "I need to verify you are in possession of your card." He'll ask you to "turn your card over and look for some numbers." There are 7 numbers; the first 4 are part of your card number, the next 3 are the security numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he'll say, "That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?" After you say, "No," the caller then thanks you and states, "Don't hesitate to call back if you do", and hangs up. You actually say very little, and they never ask for or tell you the Card number .

But after we were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of 497.99 was charged to our card. Long story - short - we made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card. Don't give it to them . Instead, tell them you'll call VISA or MasterCard directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a "Jason Richardson of MasterCard" with a word-for-word repeat of the VISA scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening .
_________________________
My Avatar images are all from the Wirral Gallery.Click Me
Wow Wirral History is coming along Great! Wirral History

we get +200 new members a month now smile

Top
Law & Order : Advertising
Click me for more Information......


Looking for a Service / Tradesman? Look in our Local Business Directory. Click Me
#391121 - 25th Feb 2010 11:17am Re: VISA & MasterCard Telephone Credit Card Scam [Re: Mark]
Shadow_Omega Offline

Wise One

Registered: 29th Apr 2009
Posts: 871
Loc: Leasowe
do the scammers have a network of any sorts? if so i think i can work my "magic" on it and shut it down permanantly.


Edited by Shadow_Omega (25th Feb 2010 11:20am)

Top
#391213 - 25th Feb 2010 1:58pm Re: VISA & MasterCard Telephone Credit Card Scam [Re: Shadow_Omega]
little_pob Offline
Smartchild

Registered: 30th May 2008
Posts: 442
Loc: Upton
Makes a change for a chain email to actually be true/possible: http://www.snopes.com/crime/warnings/creditcard.asp

Top
#391236 - 25th Feb 2010 3:41pm Re: VISA & MasterCard Telephone Credit Card Scam [Re: little_pob]
scoops Offline
Smartchild

Registered: 27th Oct 2008
Posts: 531
Loc: Lurking
Funny how it's almost word for word identical to the one on snopes though smirk
So it's a scam that's possible but it's highly unlikely that it's a genuine warning as opposed to a chainmail.
_________________________
If it's stupid and it works, it ain't stupid.

Top
#391303 - 25th Feb 2010 7:15pm Re: VISA & MasterCard Telephone Credit Card Scam [Re: scoops]
diggingdeeper Offline

Wiki Guardian

Registered: 9th Jul 2008
Posts: 9658
Loc: Birkenhead
If they have your phone number, card number, bank name, address and name then there would be a good chance they would already have your CVV as this must have ripped from a previous transaction to tie all those pieces of information together (or the bank).

Note:- the number on the back of the card is the CVV not the PIN number.

I'll put that down as chainmail.

Have you ever tried to phone someone back when you know their name and extension number in any corporate establishment, while it sounds like good advice I have never found it achievable, scam or otherwise.
_________________________
In a time of universal deceit - telling the truth is a revolutionary act. George Orwell

When the debate is lost, slander becomes the tool of the loser. Socrates

Top

Moderator:  Mod 
Random Wirral Images

Click to View Topic.
Newest Topics
Car Value Sites Parkers Auto Trader
by fish5133
06:05 PM
Spectacles found.
by Beethoven
01:02 PM
The Green Eyed Girl
by granny
10:33 PM
Paypal help
by venice
08:59 PM
A Little Girl Gets A Kitten
by Uffda
03:45 PM
For Sale & Free
Wanted old cars spares or repairs
by vw_kyle
01:08 PM
Astra 1.9 diesel 06
by lansyp
16th Jan 2017 8:47pm
viewsonic 22" monitor
by tommybarry
16th Jan 2017 3:39pm
Childs LFC peddle bike 5 - 8 Yrs
by Pete_M
13th Jan 2017 8:41pm
Projector
by madrob
13th Jan 2017 3:35pm
Featured Member
Registered: 10th Apr 2008
Posts: 13454
Newest Members
Collette63, shellylou, sgjrob, pjmeaneydog, jennynoonan
12182 Registered Users
Today's Birthdays
Mark (48)
New Wirral Info
Paypal help
by venice
08:59 PM
Brown Bin Collections Restarting Today 17th Jan
by fish5133
09:04 AM
Indian/Jazz fusion music Liverpool
by paxvobiscum
15th Jan 2017 11:19am
Chinese New Year Liverpool
by paxvobiscum
15th Jan 2017 11:08am
Asbestos shed removal
by TRFCKrisTRFC
13th Jan 2017 10:51pm
News : New Topics
Spectacles found.
by Beethoven
01:02 PM
When we live to be a 100 yrs old
by granny
11:46 AM
Secretive mega shake-up of NHS could cost 15 mil
by RUDEBOX
16th Jan 2017 5:58pm
Lost Mobile Phone
by spinner1
15th Jan 2017 6:56pm
Found a mobile phone 14/01/2017 WALLASEY
by GaryFromWirral
15th Jan 2017 11:28am
New Enthusiast Forums
Car Value Sites Parkers Auto Trader
by fish5133
Today at 06:05 PM
A Little Girl Gets A Kitten
by Uffda
Yesterday at 03:45 PM
Best Price for Scarpping my car
by Mike72
Yesterday at 01:02 PM
Diagnosis Route
by fish5133
Yesterday at 12:10 AM
RAC ,AA v Breakdown Recovery
by fish5133
16th Jan 2017 8:35pm
(Views 24hrs)Trending Newest Topics
Paypal help 286
The Green Eyed Girl 90
When we live to be a 100 yrs old 78
Car Value Sites Parkers Auto Trader 49
Spectacles found. 30
birthday wishes 15
The Scouse Accent 0
Wirral Sunrise Sunset
Sunrise Wed 8:16am
Sunset Wed 4:29pm
Local Time Wed 8:09pm
WikiWirral Can . . . .