WikiWirral is where great friendships are made.
Forum Stats
12182 Members
65 Forums
72580 Topics
978112 Posts
89 posts in the last 24hrs
Max Online: 7831 @ 8th Apr 2013 4:18pm
Who's Online - Click Me
102 registered (221984, 18 invisible), 1654 Guests and 249 Spiders online.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


(Views 7days)This Weeks Most Read
Broweser for web novice 574
Need help 344
Wirral High Tides? 328
Sometimes You Could Strangle Someone 293
Found a mobile phone 14/01/2017 WALLASEY 275
Asbestos shed removal 274
Fat Ball Bird Feeders 261
craft clubs/ knitting/crochet etc 254
I, Daniel Blake 211
Lost Mobile Phone 202
New General Forums
Breastfeeding Dads Want to Be A Breastfeeding Hero
by fish5133
01:24 PM
9\11 Jumpers
by cools
15th Jan 2017 10:04am
Silent Solution
by venice
14th Jan 2017 9:58pm
Spot the differences.
by snowhite
14th Jan 2017 5:39pm
New Wirral History
What was County Hall, Abbey Street, Birkenhead?
by yoller
15th Jan 2017 1:28pm
752 The Old Manor Club, Withens Lane, Liscard
by Norton
13th Jan 2017 2:20pm
751 Plough Inn, Mount Pleasant Rd, New Brighton
by Norton
13th Jan 2017 1:38pm
351 Prince Alfred 30 Tunnel Road 30 30 to 32
by yoller
8th Jan 2017 7:18pm
167 Wirral Arms George Street 9 Grange Street
by yoller
8th Jan 2017 7:11pm
Forum Tips
Photo Gallery Forums
fireworks on the Mersey last night
Hadlow train station
Topic Replies
Secretive mega shake-up of NHS could cost 15 mil
by Gibbo
Today at 10:07 AM
Diagnosis Route
by Gibbo
Today at 10:02 AM
Indian/Jazz fusion music Liverpool
by buddy
Today at 09:46 AM
RAC ,AA v Breakdown Recovery
by Excoriator
Today at 09:09 AM
Brown Bin Collections Restarting Today 17th Jan
by fish5133
Today at 09:04 AM
Asbestos shed removal
by fish5133
Yesterday at 09:56 PM
Astra 1.9 diesel 06
by lansyp
Yesterday at 08:47 PM
Medical Centres
by RUDEBOX
Yesterday at 06:58 PM
viewsonic 22" monitor
by tommybarry
Yesterday at 06:09 PM
January
M Tu W Th F Sa Su
1
2 3 4 5 6 7 8
9 10 11 12 13 14 15
16 17 18 19 20 21 22
23 24 25 26 27 28 29
30 31
Recent Posts : What's On ?
Indian/Jazz fusion music Liverpool
by buddy
09:46 AM
Chinese New Year Liverpool
by paxvobiscum
15th Jan 2017 11:08am
Topic Options
Rate This Topic
#364215 - 8th Nov 2009 10:05pm Insurance issue
Snodvan Offline

Forum Addict

Registered: 19th Mar 2008
Posts: 1253
Loc: Wallasey Village
Advice wanted please

My car was rear ended recently. I was stationary at the time having been stopped because of an accident in front. Not a huge amount of damage because it is a tough car (Land Rover). The other one was a proper mess! My insurer has said their approved garage will do whatever is needed and under the insurance terms I will get a car to use while the repair is being done. They have confirmed my NCB will not be affected.

The issue is that my 12 year old Landy cannot have a big value. Any advice on how to ensure that the insurers do not decide to write off my Landy? I need it and why the heck should I have to suffer because some other daft bugger was not watching where they were driving?

Snod
_________________________
5 Precepts of Buddhism seem appropriate. Refrain from taking life. Refrain from taking that which is not given. Refrain from misconduct. Refrain from lying. Refrain from intoxicants which lead to loss of mindfulness

Top
AutoWirral : Advertising
Click me for more Information......


Looking for a Service / Tradesman? Look in our Local Business Directory. Click Me
#364216 - 8th Nov 2009 10:10pm Re: Insurance issue [Re: Snodvan]
Tony_1985 Offline

Forum Master

Registered: 19th Aug 2006
Posts: 2421
Loc: Ellesmere Port
If its only a small amount of damage and not damaged the floor pan of you car in any way, it should only be a Cat D write off at most

which means you will be able to get it back and repair it for minimal cost without having to get a VIC test from VOSA/DVLA

Because its a 12 year old vehicle, unfortunately it is likely that this will happen

It's just a waiting game with the Insurers i'm afraid

Top
#364312 - 9th Nov 2009 12:26pm Re: Insurance issue [Re: Tony_1985]
Snodvan Offline

Forum Addict

Registered: 19th Mar 2008
Posts: 1253
Loc: Wallasey Village
Had the underside etc checked today and no damage there. The only damage is to the tailgate itself - which needs to be replaced. Technically it could be straightened/ filled etc but the local guy says that from a labour point of view that would not be economic compared to a new tailgate (or if pushed good secondhand). Repair cost for new quoted at 660. The repairer organised by the insurers will charge a lot more than that I suspect.

Snod
_________________________
5 Precepts of Buddhism seem appropriate. Refrain from taking life. Refrain from taking that which is not given. Refrain from misconduct. Refrain from lying. Refrain from intoxicants which lead to loss of mindfulness

Top
#364927 - 11th Nov 2009 9:49pm Re: Insurance issue [Re: Snodvan]
mandi83 Offline
Newbeee

Registered: 15th Oct 2009
Posts: 11
Loc: bromborough
I wrote my car off a few years ago, (skidded on ice, landed in some traffic lights, not completly my fault), the damage was literally bodywork, told my insurance company at the time that I wanted to buy the car back and get it repaired myself.
Took quite abit of pursuasion, spoke to the fella who checked the car over (for the insurance company) and was told the list of parts I needed to find, because of the age of the car ('93, but only had 40,000 on the clock) he put it down as cat D.

Bought it back for 100, the parts came through at a few hundred, and labour about the same. It worked out that I paid out what the insurance company gave me for the accident.
There is a site that sends an email out with all your parts on and if anyone (scrappies) have them then they contact you.
For me, because my car wasn't really very common, my seconds came from a scrappy in london! But I've had my car 3 and a half years since the accident, and had I spent that money on getting another 2nd hand car, it would never have lasted me this long!

Top

Moderator:  StuyMac 
Random Wirral Images

Click to View Topic.
Newest Topics
Brown Bin Collections Restarting Today 17th Jan
by fish5133
Today at 09:04 AM
Diagnosis Route
by fish5133
Today at 12:10 AM
RAC ,AA v Breakdown Recovery
by fish5133
Yesterday at 08:35 PM
La La Land
by paxvobiscum
Yesterday at 02:52 PM
Windows 10 recovery disc
by nidgynoo
Yesterday at 10:22 AM
For Sale & Free
Astra 1.9 diesel 06
by lansyp
Yesterday at 08:47 PM
viewsonic 22" monitor
by tommybarry
Yesterday at 03:39 PM
Childs LFC peddle bike 5 - 8 Yrs
by Pete_M
13th Jan 2017 8:41pm
Projector
by madrob
13th Jan 2017 3:35pm
27 apple flavoured iron supplement sachets
by turnip
12th Jan 2017 7:46pm
Featured Member
Registered: 28th Nov 2009
Posts: 34
Newest Members
Collette63, shellylou, sgjrob, pjmeaneydog, jennynoonan
12182 Registered Users
Today's Birthdays
No Birthdays
New Wirral Info
Brown Bin Collections Restarting Today 17th Jan
by fish5133
Today at 09:04 AM
Indian/Jazz fusion music Liverpool
by paxvobiscum
15th Jan 2017 11:19am
Chinese New Year Liverpool
by paxvobiscum
15th Jan 2017 11:08am
Asbestos shed removal
by TRFCKrisTRFC
13th Jan 2017 10:51pm
Need help
by Dilly
12th Jan 2017 10:00pm
News : New Topics
Secretive mega shake-up of NHS could cost 15 mil
by RUDEBOX
Yesterday at 05:58 PM
Lost Mobile Phone
by spinner1
15th Jan 2017 6:56pm
Found a mobile phone 14/01/2017 WALLASEY
by GaryFromWirral
15th Jan 2017 11:28am
Control of The Main Stream Media
by fish5133
15th Jan 2017 12:46am
Deportation Row
by granny
14th Jan 2017 12:23pm
New Enthusiast Forums
Diagnosis Route
by fish5133
Today at 12:10 AM
RAC ,AA v Breakdown Recovery
by fish5133
Yesterday at 08:35 PM
La La Land
by paxvobiscum
Yesterday at 02:52 PM
Windows 10 recovery disc
by nidgynoo
Yesterday at 10:22 AM
Facebook Account Advice
by fish5133
14th Jan 2017 2:50pm
(Views 24hrs)Trending Newest Topics
RAC ,AA v Breakdown Recovery 176
Secretive mega shake-up of NHS could cost 15 mil 138
Diagnosis Route 94
La La Land 57
Breastfeeding Dads Want to Be A Breastfeeding Hero 21
Brown Bin Collections Restarting Today 17th Jan 13
Wirral Sunrise Sunset
Sunrise Tue 8:17am
Sunset Tue 4:27pm
Local Time Tue 1:00pm
WikiWirral Can . . . .
Advertising Click me
To Advertise with
Wikiwirral Click Me