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#285569 - 21st Jan 2009 11:49am All cars must be insured - on or off road!
StuyMac Offline

Wiki Master

Registered: 24th Nov 2003
Posts: 12002
Loc: Wirralshire
Basically if your car isnt SORN it must be insured or there will be a fine on its way to you..... omg

Personally I think its a bit OTT - I can see where they are coming from but it will no be on offence to have a taxed car, on your property if it doesnt have insurance think

New regulations make it an offence to own an uninsured vehicle

New rules on insuring vehicles have been set out that will make life much harder for those who own taxed vehicles without insurance.

Road Safety Minister Jim Fitzpatrick today announced that it will become an offence to keep an uninsured vehicle. Current law only punishes people for driving an uninsured vehicle, meaning that people can only be caught on the road.

These new regulations will follow existing rules on road tax in making it possible to identify uninsured vehicles using databases from the DVLA and the insurance industry.

Cars identified as uninsured will be flagged up, and a warning letter sent to the car's registered keeper. Failure to respond to the warning letter will result in a 100 fine, and failing that the owner could find their car seized and crushed.

Around 2 million motorists are estimated to drive around uninsured (6.5% of all motorists in the UK), and these drivers are said to add approximately 30 per year to all of our insurance premiums.

Mr Fitzpatrick said: 'The selfish minority of drivers who refuse to insure their cars push up premiums for other motorists and kill or injure thousands of people each year.'

The new regulation does not affect cars with Statutory Off Road Notices (SORN).
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#285575 - 21st Jan 2009 12:34pm Re: All cars must be insured - on or off road! [Re: StuyMac]
Wheels Offline
Wiki Veteran

Registered: 4th Jan 2005
Posts: 8795
Loc: Tranmere
So if I bought a car to "Do up" and kept it on my drive in a SORN condition id be ok?.

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#285586 - 21st Jan 2009 2:21pm Re: All cars must be insured - on or off road! [Re: Wheels]
StuyMac Offline

Wiki Master

Registered: 24th Nov 2003
Posts: 12002
Loc: Wirralshire
As long as its SORN your OK - its if you leave it there with some TAX just running out...
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#286798 - 25th Jan 2009 10:12pm Re: All cars must be insured - on or off road! [Re: StuyMac]
BMW Joe Offline
Wiki Master

Registered: 30th Apr 2006
Posts: 12369
Loc: Birkenhead
OTT.

When I took my car off the road, I had just over a months tax left, so I didnt bother trying to claim back the few quid from sending my tax disc back, instead, I took it off the road, cancelled my insurance and waited for the tax reminder to come through a few weeks later, when I then declared it SORN.
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#286804 - 25th Jan 2009 10:26pm Re: All cars must be insured - on or off road! [Re: BMW Joe]
_Ste_ Offline


Wiki Master

Registered: 7th Aug 2005
Posts: 15985
Loc: New Brighton
This really is getting ridiculous.

This country needs a damn good kicking no

I`d rather be a fooking redneck!
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#286806 - 25th Jan 2009 10:35pm Re: All cars must be insured - on or off road! [Re: _Ste_]
Tony_1985 Offline

Forum Master

Registered: 19th Aug 2006
Posts: 2421
Loc: Ellesmere Port
yep. Rediculous

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#286843 - 25th Jan 2009 11:55pm Re: All cars must be insured - on or off road! [Re: Tony_1985]
Mark Online   Reading


Wiki Master

Registered: 9th Nov 2003
Posts: 20999
Loc: Wirral
could this be another job for the Traffic Wardens ?
Looking behind peoples gates ?
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#286947 - 26th Jan 2009 5:17pm Re: All cars must be insured - on or off road! [Re: Mark]
StuyMac Offline

Wiki Master

Registered: 24th Nov 2003
Posts: 12002
Loc: Wirralshire
THB Mate, I dont think they will need to be that cunning.

They will look on the DVLA database and it the car doesnt have tax and isnt sorn, and doesnt show on the MID as insured - youll get a letter.
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#287410 - 28th Jan 2009 5:24pm Re: All cars must be insured - on or off road! [Re: StuyMac]
DavidB Offline
Wiki Guide

Registered: 7th Dec 2003
Posts: 5591
Loc: Bebington, Wirral
Is this how it is now, has it been passed?
Ridiculous, why does a quango like the DVLA have powers like this?
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#287418 - 28th Jan 2009 5:32pm Re: All cars must be insured - on or off road! [Re: DavidB]
Tony_1985 Offline

Forum Master

Registered: 19th Aug 2006
Posts: 2421
Loc: Ellesmere Port
yeah i believe it has been passed

so if you have an untaxed car and its not on a SORN

either insure and tax it, or SORN it and park it on a drive/in a garage

they will catch you out

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#287419 - 28th Jan 2009 5:34pm Re: All cars must be insured - on or off road! [Re: DavidB]
Mondeo_Scott Offline
Forum Master

Registered: 14th Aug 2006
Posts: 2875
Loc: Wirral
wot utter stupid ridiculas ideas these people have they all need there head banging together i think just to knock some bleedin sence in to these fools

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#287452 - 28th Jan 2009 6:19pm Re: All cars must be insured - on or off road! [Re: Mondeo_Scott]
Sanchez Offline

Wiki Veteran

Registered: 17th Dec 2003
Posts: 8019
Loc: my house
withthat

Nothing better to do other than think of ways to create money from nothing a justify a job. Imo they really need the shit kicking out of them.
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#287512 - 28th Jan 2009 8:41pm Re: All cars must be insured - on or off road! [Re: Sanchez]
IzzZzzY Offline
Forum Addict

Registered: 5th May 2006
Posts: 1660
Loc: Birkenhead
I found this out the hard way, my car has been parked up for 6 months, i didnt get a reminder or anything, only thing i got through was a nice fine frown
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Thing about lies is... you will finally get caught out, remember that smile

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#287520 - 28th Jan 2009 9:17pm Re: All cars must be insured - on or off road! [Re: StuyMac]
Hiekel_Essterol Offline
Addict

Registered: 2nd May 2008
Posts: 275
Loc: Wallasey
Quote:
Mr Fitzpatrick said: 'The selfish minority of drivers who refuse to insure their cars push up premiums for other motorists and kill or injure thousands of people each year.'




Yes because we all know its only the uninsured that kill or injure people on our roads.

I was caught and fined for driving with no insurance. I moved house, we forgot to inform the insurance company yadda yadda yadda. I did it, it was wrong, I got a fine and 6 points on my licence. In the time I was driving without insurance I didnt have a accident and didnt drive dangerously.

A relative was caught doing 43 in a 30 past a school and got a fina and 3 points.

Is driving without insurance really that much more dangerous than speeding past a school?

Sorry for the off topic rant.
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#287551 - 28th Jan 2009 11:39pm Re: All cars must be insured - on or off road! [Re: Hiekel_Essterol]
Dave100e Offline

Veteran

Registered: 14th Jul 2008
Posts: 690
Loc: Greasby
Driving without insurance isnt dangerous at all. Unfortunately drivers without insurance are more likely to have no MOT or tax aswell. If they have an accident theyre more likely to flee too.

The actual cost to us though, is a big 'pot' as such, which most insurance companies pay into which we can claim from if we are involved in an accident with an uninsured driver.

At the end of the day though, why should i spend four figure sums on insurance, like many others, only for some scumbag dolite fook to not bother his arse to pay up. Its not right at all. I agree with what they are doing but theyre going about it the wrong way. I havnt even heard of this except on here so theyre not exactly making an effort to let us know about it.
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