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#283617 - 14th Jan 2009 3:22am What to do..
MrHouston Offline
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Registered: 23rd Nov 2007
Posts: 249
Loc: Wirral
I'm expecting a compo pay out either this month or February from a crash from my first car, i've been unsure what to do for the last month or so. My insurance runs out on the 24th Jan


1 - Sell up (around 1300) and add it to the compo payout (around 2000) and move on to something bigger
3100 maybe more which will need to include insurance

2 - Keep the spaxo and pay another year on insurance with the compo money and save the rest for when I sell up at the end of the year, bearing in mind it will be worth less at the end of the year and I wont have that much money saved


I really love my saxo but I don't want to be too late to get my money's worth and I want to start a new project

Car suggestions also welcome
18
1 years ncb
about 3100 to buy a car and insure it

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#283625 - 14th Jan 2009 8:36am Re: What to do.. [Re: MrHouston]
StuyMac Online   content

Wiki Master

Registered: 24th Nov 2003
Posts: 12002
Loc: Wirralshire
Try getting some quotes on cars you think you may like - it will give you an idea if its affordable or not smile
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#283626 - 14th Jan 2009 8:36am Re: What to do.. [Re: MrHouston]
Mark Online   Reading


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Registered: 9th Nov 2003
Posts: 20965
Loc: Wirral
Well apparently there are loads of bargains on second hand cars,
so while there so cheap, you may just do your self a favor and get a bargain.

Just mention the word credit crunch when going to buy one happy
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#283632 - 14th Jan 2009 8:53am Re: What to do.. [Re: Mark]
AX_125 Offline

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Registered: 10th Nov 2003
Posts: 3791
Loc: Home
aye, buyers market at the moment.

Personally, i would buy a car that is small engined and cheap to run and stick with it for a while then you should have enough money and ncb to buy a decent sport car when you are old enough to get reasonable insurance.
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#283646 - 14th Jan 2009 11:01am Re: What to do.. [Re: AX_125]
Beemertastic Offline
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Registered: 16th Oct 2007
Posts: 1113
Loc: wirral
id go old school..like a 205 gti..for less cash..its quick and cheap to fix/do up and run...whilst giving you more power etc..you dont even have to go for a 1.9...a 1.6 tweaked is ALOT of fun....and then you will have the cash to do it up and insure it!
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Mustang

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#283667 - 14th Jan 2009 12:56pm Re: What to do.. [Re: Beemertastic]
MGCraig Offline
AlfaHolic
Forum Veteran

Registered: 16th Apr 2006
Posts: 5488
Loc: Spital
The 1.6 GTi was always the better option, even if a bit underpowered by todays standards, plenty of lift-off oversteer potential raftl

Personally mate, if I was in your situation, Id go for something a bit bigger. I had the Micra for 3 and a bit years, and was tired of driving a small underpowered car. I wont suggest getting an Alfa, but myabe something a bit different, with a boot. I cant suggest an actual car yet though, as I dunno what your tastes are. Focus maybe??
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#283728 - 14th Jan 2009 3:15pm Re: What to do.. [Re: MGCraig]
MrHouston Offline
Addict

Registered: 23rd Nov 2007
Posts: 249
Loc: Wirral
im willin to try any type of car

ive been looking at astra mk4's, focus', saxo vtr which are all around the same insurance which is the 1500 mark

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#283730 - 14th Jan 2009 3:37pm Re: What to do.. [Re: MrHouston]
StuyMac Online   content

Wiki Master

Registered: 24th Nov 2003
Posts: 12002
Loc: Wirralshire
Mate rule out the Astra right here....

Between the Focus and Astra the Focus wins - hands down, everytime smile
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#283733 - 14th Jan 2009 3:39pm Re: What to do.. [Re: StuyMac]
MrHouston Offline
Addict

Registered: 23rd Nov 2007
Posts: 249
Loc: Wirral
Lol that may be so but I prefer the looks of the Astra but both of them are so hard to find a decent 3 door in

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#283734 - 14th Jan 2009 3:47pm Re: What to do.. [Re: StuyMac]
Beemertastic Offline
Forum Addict

Registered: 16th Oct 2007
Posts: 1113
Loc: wirral
Originally Posted By: StuyMac
Mate rule out the Astra right here....

Between the Focus and Astra the Focus wins - hands down, everytime smile


having "driven" both at work..I wholeheartedly agree with stu..Focus wins hands down.
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Mustang

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#283743 - 14th Jan 2009 4:21pm Re: What to do.. [Re: Beemertastic]
MGCraig Offline
AlfaHolic
Forum Veteran

Registered: 16th Apr 2006
Posts: 5488
Loc: Spital
I was using them as examples. I really hope you dont choose one of them, because then youll join the MILLIONS of other people on Britains roads who drive one. Its difficult to modify one, and still be different, as a lot of it has already been done before. Modifying is about being different.

How about a MKI Seat Leon ??
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#283745 - 14th Jan 2009 4:36pm Re: What to do.. [Re: MGCraig]
MrHouston Offline
Addict

Registered: 23rd Nov 2007
Posts: 249
Loc: Wirral
Not really into Seat leons, and yeah I want something different but insurance doesnt let me ;(

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#283746 - 14th Jan 2009 4:41pm Re: What to do.. [Re: MGCraig]
MGCraig Offline
AlfaHolic
Forum Veteran

Registered: 16th Apr 2006
Posts: 5488
Loc: Spital
These were done based on the Models before last, aka 1998 -
2005. All 1.6, similar cars in the same market and league as one another.

Focus
99bhp @ 6000
106/4000 lb ft/rpm
Kerb Weight - 1,070
0-60 10.9 seconds
Max Speed 115mph

Astra
84bhp @ 5400
102/2600 lb ft/rpm
Kerb Weight 1127
0-60 9.9 seconds
Max Speed 112mph

Leon
105bhp @ 5600
109/4500 lb ft/rpm
Kerb Weight 1273
0-60 10.9
Max Speed 119mph
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#283747 - 14th Jan 2009 4:51pm Re: What to do.. [Re: MGCraig]
MGCraig Offline
AlfaHolic
Forum Veteran

Registered: 16th Apr 2006
Posts: 5488
Loc: Spital
Ive chucked these in for you as well, all 1.6. Ive kept one of them a Citroen, if you like em. I just thought these would be different, and when I checked insurance on em few month ago, they came out quite affordable.

MG ZS Hatchback
107bhp @ 6000
102/4500 ib ft/rpm
Kerb Weight 1105
0-60 9.8 seconds
Max Speed 119

Citren Xsara Coupe
110bhp @ 5750
110/4000 ib ft/rpm
Kerb Weight 1134
0-60 9.6 seconds
Max Speed 122

Renault Megane Coupe
110bhp @ 5750
106/3750 lb ft/rpm
Kerb Weight 1060
0-60 9.6 seconds
Max Speed 123
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#283748 - 14th Jan 2009 5:06pm Re: What to do.. [Re: MGCraig]
MrHouston Offline
Addict

Registered: 23rd Nov 2007
Posts: 249
Loc: Wirral
Cheers mate, i like the mg out of them

I also had a look on autotrader at the leons and there was only within 20 miles of here but not really into their looks

i'll do a quote on the mg now

EDIT:
Mg's out of my price range frown cheapest is 2k


Edited by MrHouston (14th Jan 2009 5:08pm)

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