Our Success is in our members who value our strength as a valued community.
Forum Stats
12136 Members
65 Forums
72383 Topics
976042 Posts
17 posts in the last 24hrs
Max Online: 7831 @ 8th Apr 2013 4:18pm
Who's Online - Click Me
35 registered (BandyCoot, 6 invisible), 644 Guests and 137 Spiders online.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


(Views 7days)This Weeks Most Read
Wirral Globe 553
Pensby Hotel 521
Raspberry Pi in the classroom! 430
HMT Lancastria 398
Another Big Waste Fire in Liverpool. 379
Name help 354
PC Repair needed 329
54 plate renault clio 3rd brake light 181
A job. Company not named. 141
Wirral TUC Meeting re Update on Wallasey CLP Suspe 122
New General Forums
Lib/dems rule the day
by JimmyG
2nd Dec 2016 10:59pm
Daft funny joke
by venice
2nd Dec 2016 5:54pm
We dont learn much.
by venice
1st Dec 2016 9:22pm
Freegle
by venice
1st Dec 2016 6:36pm
New Wirral History
Name help
by Paternoster21
3rd Dec 2016 8:03am
HMT Lancastria
by granny
2nd Dec 2016 11:38pm
Cubitts Holland and Hannen
by fish5133
27th Nov 2016 5:38pm
Fire station
by chris7777
22nd Nov 2016 12:24pm
Buy a house in Greasby for 12s a week - in 1935
by yoller
6th Oct 2016 6:56pm
Forum Tips
Photo Gallery Forums
fireworks on the Mersey last night
Hadlow train station
Topic Replies
Another tree down on Arrowe park Road?
by diggingdeeper
11:53 AM
That was kept a bit quiet?
by venice
11:25 AM
anything with castors
by dustymclean
10:53 AM
Pot Holes--How Long To Repair
by keef666
10:34 AM
Blank Page : Offline
by Mark
09:53 AM
Bunchems Xmas present warning
by venice
09:28 AM
MIG welder
by anniebo28
01:34 AM
What song are you listening to?
by starakita
06:23 PM
Game shocking prices!!!
by eddtheduck
04:55 PM
December
M Tu W Th F Sa Su
1 2 3 4
5 6 7 8 9 10 11
12 13 14 15 16 17 18
19 20 21 22 23 24 25
26 27 28 29 30 31
Recent Posts : What's On ?
Wirral TUC Meeting re Update on Wallasey CLP Suspe
by RUDEBOX
30th Nov 2016 9:16pm
World Aids Day Event 2016. Liverpool
by RUDEBOX
30th Nov 2016 9:05pm
Page 1 of 2 1 2 >
Topic Options
Rate This Topic
#272481 - 29th Nov 2008 8:32pm Why Do They Discount Tax? *****
MattLFC Offline
Wiki Master

Registered: 14th Aug 2004
Posts: 22315
Loc: Moreton/Beirut/Mobile
Taxed me car the other day, and it got me thinking, why do the government discount the taxation level if you py for 12 months instead of 6? It's 185 if I tax for 12 months, but 102 if I tax for 6 months. Over a year, thats a 17 increase if paying for only 6 months.

Surely, if this is a tax that is a set amount, they should not be "discounting" it. It also seems wrong that people who can ill afford the tax levels as it is, nevermind 12 months as opposed to 6 months, (ie. the poor/lowest earners) are once again shafted by Labour.

The only thing I can think of is that the post office take the same commission for taxing a vehicle for 12 months as they do for 6 months; which again seems wrong to me, if this is correct, then they should lower the commission of 6 months taxation by levelling it out, or increase the commission of 12 months tax to match the relative cost of earning 6 months commission, which may mean one or two less post office closures??

I always take money out of my business account to pay for car tax so it don't really bother me, but when I think about the amount we motorist's pay in fuel tax to sustain the cushty lives of all the bag eds, it makes me a bit sick handing the money over lol.

Top
AutoWirral : Advertising
Click me for more Information......

* * * Digital Wirral : Computer Repairs & Solutions * * *
Now Advertise with WikiWirral.
WikiWirral stats 35,000 Page Views a Day +500 Search Engines.. Click Me
#272483 - 29th Nov 2008 8:45pm Re: Why Do They Discount Tax? [Re: MattLFC]
Morseman Offline
Addict

Registered: 15th Oct 2008
Posts: 218
Loc: Wallasey
I don't think the Post office thing stands up because you can do it on line now and I don't think there is any difference? You would think doing it on line should make it cheaper as you are doing all the work and a human never touchs it apart from the Postman who delivers said envelope.

Can't understand why people get six months tax anyway. If you can't afford a year then you shouldn't own a car.

Just thought I would throw the last bit in to get a reaction as it is a slow night. yipee
_________________________
Nostalgia ain't what it used to be!

Top
#272486 - 29th Nov 2008 8:53pm Re: Why Do They Discount Tax? [Re: Morseman]
MattLFC Offline
Wiki Master

Registered: 14th Aug 2004
Posts: 22315
Loc: Moreton/Beirut/Mobile
I think there will be a lot of people going for 6 months, in this current financial climate mate; if the choice is between 6 months tax and food for xmas, and 12 months tax, people will choose sensibly (one would hope). If someone has enough money for 6 months, what do you think they should do, get rid of their car and in the process lose their job?

Now, if you have to buy a car on finance, maybe one could say you can't actually afford that car. But thats a totally different argument.

Personally I got 12 months last year, but I just got 6 months, because I may well get a Rover 200 Coupe or MG ZS before March lol.

Top
#272508 - 29th Nov 2008 9:33pm Re: Why Do They Discount Tax? [Re: MattLFC]
MattLFC Offline
Wiki Master

Registered: 14th Aug 2004
Posts: 22315
Loc: Moreton/Beirut/Mobile
Just realised the irony of that statement, there's gonna be a lot of people over the next year, who won't be able afford either the finance on their cars or the car tax lol.

Top
#272528 - 30th Nov 2008 12:05am Re: Why Do They Discount Tax? [Re: MattLFC]
BMW Joe Offline
Wiki Master

Registered: 30th Apr 2006
Posts: 12369
Loc: Birkenhead
I thought the same Matt when I bought tax the other month.

Why do they offer a discount on tax???

I always try and buy 12 months so that the MOT and Tax doesn't end in the same month, but being nearly 200 for 12 months, it's a lot of money out of mine, and probably a lot of other peoples wages, even more so when my insurance costs me 200 a month too!
_________________________
Autowirral.co.uk - The Northwest's Biggest forum of Motoring Enthusiasts.
Cruisewirral.com - The Northwest's Biggest forum of Modified Car Enthusiasts.

Top
#272531 - 30th Nov 2008 12:12am Re: Why Do They Discount Tax? [Re: BMW Joe]
MattLFC Offline
Wiki Master

Registered: 14th Aug 2004
Posts: 22315
Loc: Moreton/Beirut/Mobile
Exactly mate, a lot of people need car's for work etc, and without them, they would be out of a job. And as you say, 200, on top of soaring fuel costs, food costs and insurance costs, nevermind mortgage etc, mean's a LOT of people will have to go for the 6 month option, which mean's they will unfairly be paying more than people who are better off and able to afford the full 12 month's at the time the tax is due.

I know it's not a lot of money, but ive always believed that yeah, we need to pay tax, but surely it needs to be fair?

smile

Top
#272541 - 30th Nov 2008 1:10am Re: Why Do They Discount Tax? [Re: MattLFC]
Dave100e Offline

Veteran

Registered: 14th Jul 2008
Posts: 690
Loc: Greasby
Tax is rape.

We get tax when we buy a new car. 17.5% on a 15,000 car would be 2500ish.
We tax it to use it on the road. average 200 a year.
We get taxed on fuel. god know what this adds up to. say 7,000 miles at 40 mpg at 4 per gallon is 700, 500 of which is tax.
We get tax on the fuel tax. see above.
Im sure MOT's are taxed too.
We pay tax on insurance. a 600 premium would be 90ish if tax is only 17.5%, its probably taxed on that too.
We get taxed to use tunnels and tolls.
Now their taxing to use city centres. say 50 visit per year at 5 is 250
They tax us to buy parts to repair cars. say 500 of parts at 17.5% is 75

Thats 3615 to buy and run a car for a year in tax alone, 1115 if you dont buy a car. That doesnt take into account that some people pay 400 for tax, and others do 20,000 miles per year, and some drive into London everyday and some pay 1500 a year insurance and most have no choice.

Im sure theres more taxes too.
_________________________
I HATE cars.

Top
#272543 - 30th Nov 2008 1:31am Re: Why Do They Discount Tax? [Re: Dave100e]
MattLFC Offline
Wiki Master

Registered: 14th Aug 2004
Posts: 22315
Loc: Moreton/Beirut/Mobile
Scandelous isnt it; just a few notes to add:

- IPT (Insurance Premium Tax) is set at 5.00% (reduced rate).
- The VAT on fuel is actually illegal under EU VAT rules. They specify that VAT can only be levied on a product or service, and tax is neither. Therefore, adding VAT to the price of fuel, inclusive of the fuel duty, essentially mean's that we are paying a tax, on a tax. The government uses a sly loophole to exploit this law however, and the consumers once again, are ripped off.

Top
#272666 - 30th Nov 2008 11:35pm Re: Why Do They Discount Tax? [Re: BMW Joe]
Morseman Offline
Addict

Registered: 15th Oct 2008
Posts: 218
Loc: Wallasey
Originally Posted By: BMW Joe
I thought the same Matt when I bought tax the other month.

Why do they offer a discount on tax???

I always try and buy 12 months so that the MOT and Tax doesn't end in the same month, but being nearly 200 for 12 months, it's a lot of money out of mine, and probably a lot of other peoples wages, even more so when my insurance costs me 200 a month too!


You are kidding aren't you? 200 squids a month for insurance? I just about pay that for a year with all the perks that go with it. You are either very young, are a crap driver, have hundreds of penalty points, been banned or drive a car you can't afford? Sorry but there is something not right. No offence like!
_________________________
Nostalgia ain't what it used to be!

Top
#272683 - 1st Dec 2008 12:39am Re: Why Do They Discount Tax? [Re: Morseman]
BMW Joe Offline
Wiki Master

Registered: 30th Apr 2006
Posts: 12369
Loc: Birkenhead
Originally Posted By: Morseman
You are either very young, are a crap driver, have hundreds of penalty points, been banned or drive a car you can't afford?


None of the above

21, driving 3 years, 3 penalty points, 1.6 bmw, no no claims

It was 100 a month before that, but I cancelled my insurance due to car being SORN a few months before getting 1 years no claims.

Only to find out after being SORN for over a year, and nothing else changing to my driving status i.e. no more points except having my licence an extra year, that my insurance would double - Nice one you robbing barstard insurance companies happy
_________________________
Autowirral.co.uk - The Northwest's Biggest forum of Motoring Enthusiasts.
Cruisewirral.com - The Northwest's Biggest forum of Modified Car Enthusiasts.

Top
#272696 - 1st Dec 2008 5:13am Re: Why Do They Discount Tax? [Re: BMW Joe]
MattLFC Offline
Wiki Master

Registered: 14th Aug 2004
Posts: 22315
Loc: Moreton/Beirut/Mobile
I feel for you mate; I pay 290 a year or summit like that, it's plain rediculous what you have to pay. When will you get your 1yr NCB mate? Hopefully you will be able to get far more competitive quotes then!!

Government are probably making about 100+ per year out of you for insurance premium tax!!

Top
#272699 - 1st Dec 2008 7:46am Re: Why Do They Discount Tax? [Re: Dave100e]
exploding_penguin Offline
Forum Addict

Registered: 11th Nov 2003
Posts: 1943
Loc: sitting at a desk
Originally Posted By: Dave100e

Im sure MOT's are taxed too.




mot's are vat free, about the only bloody thing to do with cars that is free of vat!!

any one noticed how much auto gas has gone up these days!
_________________________

Top
#272719 - 1st Dec 2008 12:53pm Re: Why Do They Discount Tax? [Re: MattLFC]
BMW Joe Offline
Wiki Master

Registered: 30th Apr 2006
Posts: 12369
Loc: Birkenhead
Originally Posted By: MattLFC
When will you get your 1yr NCB mate? Hopefully you will be able to get far more competitive quotes then!!

This month, the cheapest is still 110 a month is though thumbsdown
_________________________
Autowirral.co.uk - The Northwest's Biggest forum of Motoring Enthusiasts.
Cruisewirral.com - The Northwest's Biggest forum of Modified Car Enthusiasts.

Top
#273172 - 3rd Dec 2008 8:37pm Re: Why Do They Discount Tax? [Re: BMW Joe]
Dave100e Offline

Veteran

Registered: 14th Jul 2008
Posts: 690
Loc: Greasby
I just got my insurance renewal yesterday. Work this one out.

Old Quote : 20yo, 1yncb, 1 year driving no points or claims. 1985 RS Turbo : 1097

New Quote : 21yo, 2yncb, 2 years driving, no points or claims, same car : 1190

eeerrrrrrrrrr i dont think so.
_________________________
I HATE cars.

Top
#273177 - 3rd Dec 2008 8:51pm Re: Why Do They Discount Tax? [Re: Dave100e]
MGCraig Offline
AlfaHolic
Forum Veteran

Registered: 16th Apr 2006
Posts: 5488
Loc: Spital
You shouldnt worry.

Current quote : 20yo, 1yncb, 1 year driving no points or claims. 1994 Micra Wave : 1048 !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!



Which, is exactly the same Ive been quoted for a 1997 Alfa Romeo 146 1.6 TSpark.
_________________________


------------------------------------------------------------

Top
Page 1 of 2 1 2 >

Moderator:  StuyMac 
Random Wirral Images

Click to View Topic.
Newest Topics
Another tree down on Arrowe park Road?
by Davefabo
11:08 AM
Game shocking prices!!!
by eddtheduck
04:55 PM
Another Big Waste Fire in Liverpool.
by Wally1
4th Dec 2016 10:24am
Gymnastics coaches needed.
by margy
3rd Dec 2016 9:28pm
Name help
by Paternoster21
3rd Dec 2016 8:03am
For Sale & Free
MIG welder
by anniebo28
01:34 AM
IPhone 4s 16gb 35
by anniebo28
4th Dec 2016 12:45pm
Steam Train Money Box/Ornaments
by Tranquil
1st Dec 2016 11:32am
Childs LFC Bike 5 - 8 Yr old
by Pete_M
1st Dec 2016 1:10am
Cat related Collectables
by Tranquil
29th Nov 2016 4:48pm
Featured Member
Registered: 13th Mar 2008
Posts: 140
Newest Members
BarbaraL, SherryLover, missyb, DavidSharpe, Grayo123456
12136 Registered Users
Today's Birthdays
No Birthdays
New Wirral Info
Gymnastics coaches needed.
by margy
3rd Dec 2016 9:28pm
Wirral Globe
by locomotive
1st Dec 2016 6:25pm
Wirral TUC Meeting re Update on Wallasey CLP Suspe
by RUDEBOX
30th Nov 2016 9:16pm
World Aids Day Event 2016. Liverpool
by RUDEBOX
30th Nov 2016 9:05pm
A job. Company not named.
by venice
30th Nov 2016 6:30pm
News : New Topics
That was kept a bit quiet?
by venice
11:25 AM
Another tree down on Arrowe park Road?
by Davefabo
11:08 AM
Bunchems Xmas present warning
by venice
09:28 AM
Another Big Waste Fire in Liverpool.
by Wally1
4th Dec 2016 10:24am
Pensby Hotel
by granny
29th Nov 2016 6:39pm
New Enthusiast Forums
Game shocking prices!!!
by eddtheduck
04:55 PM
54 plate renault clio 3rd brake light
by Mike72
1st Dec 2016 12:52pm
Raspberry Pi in the classroom!
by FelixCowden
30th Nov 2016 9:27pm
crop loss & water rationing in Dominican Republic
by FelixCowden
30th Nov 2016 8:46pm
PC Repair needed
by TudorBlue
29th Nov 2016 2:54pm
(Views 24hrs)Trending Newest Topics
Game shocking prices!!! 64
MIG welder 35
Another tree down on Arrowe park Road? 21
Bunchems Xmas present warning 17
That was kept a bit quiet? 12
Wirral Sunrise Sunset
Sunrise Tue 8:13am
Sunset Tue 3:53pm
Local Time Tue 2:04pm
WikiWirral Can . . . .
Advertising Click me
To Advertise with
Wikiwirral Click Me