WikiWirral 13yrs online 24/7 365 days a year.
Forum Stats
12133 Members
65 Forums
72378 Topics
976017 Posts
11 posts in the last 24hrs
Max Online: 7831 @ 8th Apr 2013 4:18pm
Who's Online - Click Me
70 registered (11kendo, 11 invisible), 1464 Guests and 192 Spiders online.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


(Views 7days)This Weeks Most Read
Wirral Globe 514
Pensby Hotel 496
Sports Personality Of The Year 471
Raspberry Pi in the classroom! 378
Name help 311
PC Repair needed 309
HMT Lancastria 301
Another Big Waste Fire in Liverpool. 204
Paul Nuttall Elected UKIP leader 192
54 plate renault clio 3rd brake light 157
New General Forums
Lib/dems rule the day
by JimmyG
2nd Dec 2016 10:59pm
Daft funny joke
by venice
2nd Dec 2016 5:54pm
We dont learn much.
by venice
1st Dec 2016 9:22pm
Freegle
by venice
1st Dec 2016 6:36pm
New Wirral History
Name help
by Paternoster21
3rd Dec 2016 8:03am
HMT Lancastria
by granny
2nd Dec 2016 11:38pm
Cubitts Holland and Hannen
by fish5133
27th Nov 2016 5:38pm
Fire station
by chris7777
22nd Nov 2016 12:24pm
Buy a house in Greasby for 12s a week - in 1935
by yoller
6th Oct 2016 6:56pm
Forum Tips
Photo Gallery Forums
fireworks on the Mersey last night
Hadlow train station
Topic Replies
Nintendo 2ds
by robert_37
4 minutes 7 seconds ago
Another Big Waste Fire in Liverpool.
by granny
Today at 08:38 AM
Sports Personality Of The Year
by granny
Yesterday at 09:46 PM
IPhone 4s 16gb 35
by anniebo28
Yesterday at 12:45 PM
Name help
by fish5133
Yesterday at 12:45 AM
Raspberry Pi in the classroom!
by Excoriator
3rd Dec 2016 11:04pm
live webcam from africa, a must see
by granny
3rd Dec 2016 9:39pm
Gymnastics coaches needed.
by margy
3rd Dec 2016 9:28pm
HMT Lancastria
by granny
3rd Dec 2016 2:06pm
December
M Tu W Th F Sa Su
1 2 3 4
5 6 7 8 9 10 11
12 13 14 15 16 17 18
19 20 21 22 23 24 25
26 27 28 29 30 31
Recent Posts : What's On ?
Wirral TUC Meeting re Update on Wallasey CLP Suspe
by RUDEBOX
30th Nov 2016 9:16pm
World Aids Day Event 2016. Liverpool
by RUDEBOX
30th Nov 2016 9:05pm
Page 1 of 2 1 2 >
Topic Options
Rate This Topic
#255584 - 8th Sep 2008 9:22am PENALTIES FAIL TO DETER UNINSURED DRIVERS
StuyMac Offline

Wiki Master

Registered: 24th Nov 2003
Posts: 12002
Loc: Wirralshire
Originally Posted By: Pistonheads

Fines are cheaper than insuring your car;



It's enough to make most decent-minded motorists' blood boil. But the AA says the penalties for drivers not taking out insurance are just not severe enough.

Put simply, it's still cheaper for drivers not to bother insuring their motor and take the risk of being caught and taking a court fine.

Research from Direct Line released last month revealed that there are 1.5 million uninsured drivers on the UK's roads. Now the AA say fines for uninsured drivers averaged 182 in 2006, while the majority of car insurance policies cost in the region of 1,000. Low-cost second-hand cars also make driving without insurance an attractive option to motorists.

A spokesman for the AA said: "There is a lot of car confiscation and car crushing that goes on for uninsured drivers." But, he added, that the prospect does not appear that bad "when you can pick up a car for 500 or 600 pounds which is cheaper than the insurance policy".

Insured drivers face extra costs of between 30 and 50 due to uninsured motorists.
_________________________


What If There Were No Hypothetical Questions?

Top
AutoWirral : Advertising
Click me for more Information......

* * * Julie : LED Lights Supplied and Fitted Free * * *
Now Advertise with WikiWirral.
WikiWirral stats 35,000 Page Views a Day +500 Search Engines.. Click Me
#255586 - 8th Sep 2008 10:22am Re: PENALTIES FAIL TO DETER UNINSURED DRIVERS [Re: StuyMac]
MissGuided Offline

Awesome
Wiki Guardian

Registered: 18th Jul 2008
Posts: 9995
Loc: Back of the wardrobe
Maybe they should just crush the drivers - that'll teach them! hammer
_________________________


Top
#255595 - 8th Sep 2008 10:43am Re: PENALTIES FAIL TO DETER UNINSURED DRIVERS [Re: MissGuided]
StuyMac Offline

Wiki Master

Registered: 24th Nov 2003
Posts: 12002
Loc: Wirralshire
think

Would deffo put an end to it raftl
_________________________


What If There Were No Hypothetical Questions?

Top
#255611 - 8th Sep 2008 12:47pm Re: PENALTIES FAIL TO DETER UNINSURED DRIVERS [Re: StuyMac]
Tony_1985 Offline

Forum Master

Registered: 19th Aug 2006
Posts: 2421
Loc: Ellesmere Port
yeah, lol

most uninsured drivers get 6pts and a 250 fine (once the court fees are added)

Top
#255629 - 8th Sep 2008 5:24pm Re: PENALTIES FAIL TO DETER UNINSURED DRIVERS [Re: Tony_1985]
Beemertastic Offline
Forum Addict

Registered: 16th Oct 2007
Posts: 1113
Loc: wirral
TBH yup we are still getting the unisured drivers out there..but LOADS lees than there used to be.
Mostly its people who have a) forgotten to renew their cover or b) driving 3rd party on their own comprehensive insurance...and not covered cuz they are under 25.
or c) the direct debit has bounced and the policy has been cancelled as a result.
Less and less people are knowingly driving without insurance...FACT
Added to which our bosses are really climbing into vehicle seizure figures and wanting more and more.

Added to which we are gonna be lifting cars for no MOT very soon..next couple of months i think..
you have be warned!

_________________________
Mustang

Top
#255630 - 8th Sep 2008 5:59pm Re: PENALTIES FAIL TO DETER UNINSURED DRIVERS [Re: Beemertastic]
Tony_1985 Offline

Forum Master

Registered: 19th Aug 2006
Posts: 2421
Loc: Ellesmere Port
warnings always gratefully recieved by all matey

Top
#255637 - 8th Sep 2008 6:37pm Re: PENALTIES FAIL TO DETER UNINSURED DRIVERS [Re: Tony_1985]
BMW Joe Offline
Wiki Master

Registered: 30th Apr 2006
Posts: 12369
Loc: Birkenhead
think only 250.... might aswell stop paying my 200 a month insurance then grin
_________________________
Autowirral.co.uk - The Northwest's Biggest forum of Motoring Enthusiasts.
Cruisewirral.com - The Northwest's Biggest forum of Modified Car Enthusiasts.

Top
#255638 - 8th Sep 2008 6:41pm Re: PENALTIES FAIL TO DETER UNINSURED DRIVERS [Re: BMW Joe]
Tony_1985 Offline

Forum Master

Registered: 19th Aug 2006
Posts: 2421
Loc: Ellesmere Port
dont let Audi see that

he'll have you for that comment

Top
#255641 - 8th Sep 2008 6:45pm Re: PENALTIES FAIL TO DETER UNINSURED DRIVERS [Re: Tony_1985]
BMW Joe Offline
Wiki Master

Registered: 30th Apr 2006
Posts: 12369
Loc: Birkenhead
withthat nono doh
_________________________
Autowirral.co.uk - The Northwest's Biggest forum of Motoring Enthusiasts.
Cruisewirral.com - The Northwest's Biggest forum of Modified Car Enthusiasts.

Top
#255642 - 8th Sep 2008 6:47pm Re: PENALTIES FAIL TO DETER UNINSURED DRIVERS [Re: Tony_1985]
MissGuided Offline

Awesome
Wiki Guardian

Registered: 18th Jul 2008
Posts: 9995
Loc: Back of the wardrobe
I think maybe the police force needs to develop a giant foot with which to stamp on the little scrotes who knowingly dodge insurance. You could dangle it from the police helicopter.

_________________________


Top
#255652 - 8th Sep 2008 7:24pm Re: PENALTIES FAIL TO DETER UNINSURED DRIVERS [Re: MissGuided]
BMW Joe Offline
Wiki Master

Registered: 30th Apr 2006
Posts: 12369
Loc: Birkenhead
raftl
_________________________
Autowirral.co.uk - The Northwest's Biggest forum of Motoring Enthusiasts.
Cruisewirral.com - The Northwest's Biggest forum of Modified Car Enthusiasts.

Top
#255958 - 9th Sep 2008 9:36pm Re: PENALTIES FAIL TO DETER UNINSURED DRIVERS [Re: BMW Joe]
peodude Offline
Addict

Registered: 7th Nov 2007
Posts: 205
Loc: Birkenhead
The fine is not the problem, more the 6 points that come along with it, for new drivers that means resitting there test, and the older ones only have 2 chances

Top
#255959 - 9th Sep 2008 9:36pm Re: PENALTIES FAIL TO DETER UNINSURED DRIVERS [Re: peodude]
peodude Offline
Addict

Registered: 7th Nov 2007
Posts: 205
Loc: Birkenhead
The fine is not the problem, more the 6 points that come along with it, for new drivers that means resitting there test, and the older ones only have 2 chances

Top
#255971 - 9th Sep 2008 10:20pm Re: PENALTIES FAIL TO DETER UNINSURED DRIVERS [Re: MissGuided]
DavidB Offline
Wiki Guide

Registered: 7th Dec 2003
Posts: 5591
Loc: Bebington, Wirral
Surely not? I got done for having no insurance when I bought my car a while ago (driving it back! Unlucky!). IT was a nightmare. Got 6 points and fine, and insurance is nearly impossible to get and is fooking expensive!

Insurers are taking massive advantages over the compulsory laws.
There should be a minimum third party which costs 10 - 20 pounds per month.
_________________________
"C20 LET bang"

Top
#256153 - 10th Sep 2008 10:10am Re: PENALTIES FAIL TO DETER UNINSURED DRIVERS [Re: DavidB]
StuyMac Offline

Wiki Master

Registered: 24th Nov 2003
Posts: 12002
Loc: Wirralshire
Insurance - is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium.

Unfortunatly, the greater the risk, the more you will have to pay, and insurance most cover minor bumps to major addicents where millions have to be paid out.

There should be no excuse for no insurance, and surely 6 points and a fine is better than the prison sentence should anything really happen and you dont have the cover.... think
_________________________


What If There Were No Hypothetical Questions?

Top
Page 1 of 2 1 2 >

Moderator:  StuyMac 
Random Wirral Images

Click to View Topic.
Newest Topics
Another Big Waste Fire in Liverpool.
by Wally1
Yesterday at 10:24 AM
Gymnastics coaches needed.
by margy
3rd Dec 2016 9:28pm
Name help
by Paternoster21
3rd Dec 2016 8:03am
HMT Lancastria
by granny
2nd Dec 2016 11:38pm
Wirral Globe
by locomotive
1st Dec 2016 6:25pm
For Sale & Free
IPhone 4s 16gb 35
by anniebo28
Yesterday at 12:45 PM
Steam Train Money Box/Ornaments
by Tranquil
1st Dec 2016 11:32am
Childs LFC Bike 5 - 8 Yr old
by Pete_M
1st Dec 2016 1:10am
Cat related Collectables
by Tranquil
29th Nov 2016 4:48pm
original xbox
by vw_kyle
27th Nov 2016 8:17pm
Featured Member
Registered: 29th Sep 2011
Posts: 589
Newest Members
DavidSharpe, Grayo123456, uptonvillage, NobbyHunt, sam1512
12133 Registered Users
Today's Birthdays
No Birthdays
New Wirral Info
Gymnastics coaches needed.
by margy
3rd Dec 2016 9:28pm
Wirral Globe
by locomotive
1st Dec 2016 6:25pm
Wirral TUC Meeting re Update on Wallasey CLP Suspe
by RUDEBOX
30th Nov 2016 9:16pm
World Aids Day Event 2016. Liverpool
by RUDEBOX
30th Nov 2016 9:05pm
A job. Company not named.
by venice
30th Nov 2016 6:30pm
News : New Topics
Another Big Waste Fire in Liverpool.
by Wally1
Yesterday at 10:24 AM
Pensby Hotel
by granny
29th Nov 2016 6:39pm
Paul Nuttall Elected UKIP leader
by granny
28th Nov 2016 12:03pm
Disgusting surely not legal creamfields noise !!@
by svenlock68
27th Nov 2016 8:25am
Paying for EU Citizenship (Poll)
by diggingdeeper
26th Nov 2016 12:35pm
New Enthusiast Forums
54 plate renault clio 3rd brake light
by Mike72
1st Dec 2016 12:52pm
Raspberry Pi in the classroom!
by FelixCowden
30th Nov 2016 9:27pm
crop loss & water rationing in Dominican Republic
by FelixCowden
30th Nov 2016 8:46pm
PC Repair needed
by TudorBlue
29th Nov 2016 2:54pm
Sports Personality Of The Year
by fish5133
29th Nov 2016 12:32am
(Views 24hrs)Trending Newest Topics
Wirral Sunrise Sunset
Sunrise Mon 8:12am
Sunset Mon 3:54pm
Local Time Mon 10:32am
WikiWirral Can . . . .
Advertising Click me
To Advertise with
Wikiwirral Click Me