Basically this is where your home insurance company
will not cover you for downloaded digital media.
So if you have paid for your music,
or video's and you need to claim there is a huge
amounts of insurance companies who do not cover you.
May not be a big deal, but think of the amount of
money in digital media you may have.
They should state this in your polocy and inform you
that your not covered.
Just watched a recording on the gadget show.
Click Me 
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