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#216995 - 16th Mar 2008 4:49pm Car Finance Advice
Rossyboy Offline
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Registered: 25th Oct 2004
Posts: 491
Loc: Birkenhead
I bought my astra last november from lookers in birkenhead on a 4 year finance deal through Royal Bank of Scotland. Is there anyway I can swap the finance onto another car before the 4 years is up or do I have to keep the astra for the full 4 years? If I can swap it, how do i go about it? I bank woth Halifax which is RBS so would that help?

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#217006 - 16th Mar 2008 6:03pm Re: Car Finance Advice [Re: Rossyboy]
MrPhil Offline
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Registered: 14th Apr 2006
Posts: 2367
Loc: Prenton
For you to sell the car you need to settle the finance on THAT car, you could sell the car to someone and you pay the rest off OR they pay the remainder off the finance and you keep the rest.

HTH
_________________________

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#217011 - 16th Mar 2008 6:26pm Re: Car Finance Advice [Re: MrPhil]
DavidB Offline
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Registered: 7th Dec 2003
Posts: 5595
Loc: Bebington, Wirral
You can't transfer payments to another person legally. It'd have to be a trust thing.
_________________________
"C20 LET bang"

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#217871 - 20th Mar 2008 10:35pm Re: Car Finance Advice [Re: DavidB]
dave_g Offline
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Registered: 22nd Feb 2008
Posts: 1131
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if ur finance is anything like mine u should have an option to settle up after 2 years and avoid a big chunk of interest!

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