Nothing actually that wrong with it, thank god. What it is, the camera cannot transfer files/act as a external USB drive like it should.
The weird thing is, the PC see's the camera and knows its connected. The camera knows it connected too, because the USB screen comes on.
But the camera doesnt show up in "My Computer" like it should, and there is no way of actually accessing it.
It probably a bit confusing, but basically it connects fine according to the PC and the camera, but the PC doesnt actually see the camera.
Thought it might just be me laptop, so I tried it on the media centre and got the same result. It is usually automatically seen by both.
Its not the end of the world of course, as the camera itself is still fine and working 100%, just the reading of the data by the PC is at fault somewhere.
Im lucky me printer takes XD cards cos me memory card reader dont lol.
Gonna contact Fujifilm about it on Monday.