Its just wierd because the garage i work for are selling one of these in worse condition n higher milage for 3500 quid.
This ones 1200 quid and is virtually mint with 106k on the clock 18" alloys mint leather etc but the plate dont come with it. This came in on p/x for the other garage.
Grr, its frustrating, lol
The reason for this is because they can't shift it because it wont be HPI clear.
If the plod stop you, and do a check on the car, it will come up on their PNC as outstanding finance, and they may be able to sieze it, and if not, they will for sure inform the finance company who will almost certainly request that they hold it and then arrange for it to be picked up and returned to them.
Im not sure if it would come up on ANPR systems but it may do, maybe LTI could confirm this??
According to the Merseyside Police website (first link on Google when searching for "buying a car with outstanding finance - well done Merseyside Police lmao), you may not have any right to ownership over the vehicle if you buy it.http://www.merseyside.police.uk/html/crimeprevention/personal/buying-cars/finance.htm
Now, if you purchase the car and play dumb/act innocent in it all, there is an extremely good chance you could attain full and legal ownership of the car according to Direct Line, as the Consumer Credit Act protects consumers from this sort of practice by Garages:http://www.directline.com/motor/buyingprivate.htm
I personally wouldnt say its worth it matey. Just steer clear. But its upto you!