Welcome to WikiWirral, sharing is what we do best.
Forum Stats
12184 Members
65 Forums
72602 Topics
978358 Posts
76 posts in the last 24hrs
Max Online: 7831 @ 8th Apr 2013 4:18pm
Who's Online - Click Me
95 registered (11kendo, 19 invisible), 1551 Guests and 190 Spiders online.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


(Views 7days)This Weeks Most Read
Secretive mega shake-up of NHS could cost 15 mil 602
Wirral High Tides? 377
Found a mobile phone 14/01/2017 WALLASEY 376
Asbestos shed removal 365
Sometimes You Could Strangle Someone 351
Paypal help 346
When we live to be a 100 yrs old 305
Best Price for Scarpping my car 281
RAC ,AA v Breakdown Recovery 276
Lost Mobile Phone 273
New General Forums
The Scouse Accent
by palemoon
18th Jan 2017 7:49pm
birthday wishes
by sunnyside
18th Jan 2017 12:48pm
The Green Eyed Girl
by granny
17th Jan 2017 10:33pm
Breastfeeding Dads Want to Be A Breastfeeding Hero
by fish5133
16th Jan 2017 1:24pm
New Wirral History
753 Sea Horse, Unit 9, Wallasey Waterfront
by Norton
18th Jan 2017 9:07pm
What was County Hall, Abbey Street, Birkenhead?
by yoller
15th Jan 2017 1:28pm
752 The Old Manor Club, Withens Lane, Liscard
by Norton
13th Jan 2017 2:20pm
751 Plough Inn, Mount Pleasant Rd, New Brighton
by Norton
13th Jan 2017 1:38pm
351 Prince Alfred 30 Tunnel Road 30 30 to 32
by yoller
8th Jan 2017 7:18pm
Forum Tips
Photo Gallery Forums
fireworks on the Mersey last night
Hadlow train station
Topic Replies
Musicals
by granny
1 second ago
Parking Charges
by paxvobiscum
32 minutes 48 seconds ago
Question Time
by paxvobiscum
49 minutes 9 seconds ago
Spy in the wild
by cools
Yesterday at 11:15 PM
Sanctuary awaits 5 bears
by granny
Yesterday at 10:10 PM
Asbestos shed removal
by Snodvan
Yesterday at 06:45 PM
Taylors Villas 1874 any info?
by locomotive
Yesterday at 06:31 PM
Secretive mega shake-up of NHS could cost 15 mil
by venice
Yesterday at 05:44 PM
What song are you listening to?
by granny
Yesterday at 05:05 PM
January
M Tu W Th F Sa Su
1
2 3 4 5 6 7 8
9 10 11 12 13 14 15
16 17 18 19 20 21 22
23 24 25 26 27 28 29
30 31
Recent Posts : What's On ?
Indian/Jazz fusion music Liverpool
by buddy
17th Jan 2017 9:46am
Chinese New Year Liverpool
by paxvobiscum
15th Jan 2017 11:08am
Topic Options
Rate This Topic
#155354 - 10th May 2007 2:03pm MasterCard SecureCode and Verified By Visa
MattLFC Offline
Wiki Master

Registered: 14th Aug 2004
Posts: 22315
Loc: Moreton/Beirut/Mobile
In this day and age of high rates of fraudulent credit card transaction, especially online, you would think that banks would be doing everything they can to help prevent fraud... We there is two systems that have the potential to cut online credit card fraud, yet they are rarely promoted by card issuers and even more rarely used by vendors. Most people have never heard of them such is the lack of promotion of the schemes.

Basically what they are is passwords to use your credit card online. With both schemes, before your payment can recieve verification, you have to enter a password first. With the MasterCard SecureCode at least, you know whether its your bank asking you for the code or a scammer, because it displays a personal message chosen by you that only you and your card issuer knows.

Now I have been registered with the MasterCard SecureCode for around 3 years now, but have used it only a couple of times. Major 3PPP's dont make use of it like PayPal, Nochex, 2checkout, WorldPay, and almost all online vendors dont make use of it. I think the Barclays ePDU uses it and thats about it.

I want to know why the hell they seem to have no interest in promoting this scheme to either users or vendors. Payment processors continue to moan about the increase in fraudulent transactions, yet refuse to make use of the only system available to help cut down on them.

I noticed recently via a message in my online banking, that my card issuer, the HSBC Bank, have now made the service available on MasterCard Debit Cards (Solo and Maestro) which means that there is even more flexibility for the service and even more protection for more cardholders, yet I bet its is still very rarely used.

Its very sad to see such a potentially great way to cut online card fraud almost killed off by vendors just simply refusing to use it.

mad

Top
Digital Wirral : Advertising
Click me for more Information......

WikiWirral Numbers : Between 150 and 200 New Members Every Month. With Over 3,500 unique visits and 35,000 Page Views each day. Average +500 Search Engines Daily and over 1,000,000 Million Page views a Month. Advertising from 20 . Click Me
#155367 - 10th May 2007 8:25pm Re: MasterCard SecureCode and Verified By Visa [Re: MattLFC]
Mark Online   Reading


Wiki Master

Registered: 9th Nov 2003
Posts: 21001
Loc: Wirral
Ive never heard of it frown
_________________________
My Avatar images are all from the Wirral Gallery.Click Me
Wow Wirral History is coming along Great! Wirral History

we get +200 new members a month now smile

Top
#155414 - 11th May 2007 12:52pm Re: MasterCard SecureCode and Verified By Visa [Re: Mark]
AX_125 Online   content

Forum Guardian

Registered: 10th Nov 2003
Posts: 3793
Loc: Home
One of the things i really like about my online banking from LloydsTSB is the fact, you have a password, but instead of asking you to type it in, it asks you random letters of the password (eg. letter 2, 5, 9)

It would be cool to have something like that as it anyone with them horrible keystroke virus' wouldn't necessarily give away the password as they ask for different letters each time
_________________________

I am a signature virus, copy me into your signature to help me spread.

Top
#155416 - 11th May 2007 12:58pm Re: MasterCard SecureCode and Verified By Visa [Re: AX_125]
MattLFC Offline
Wiki Master

Registered: 14th Aug 2004
Posts: 22315
Loc: Moreton/Beirut/Mobile
HSBC also have this on their online banking, Abbey doesnt though (the only two banks I use).

It would certainly be a good addition to the SecureCode and Verified schemes, good idea!

smile

Top

Moderator:  Mark 
Random Wirral Images

Click to View Topic.
Newest Topics
Question Time
by derekdwc
Yesterday at 11:27 PM
Sanctuary awaits 5 bears
by venice
Yesterday at 06:25 PM
Parking Charges
by diggingdeeper
Yesterday at 03:01 PM
Kitten found Arrowe park car park
by Greenwood
Yesterday at 02:42 PM
Paper Recycling. ?
by fish5133
Yesterday at 11:16 AM
For Sale & Free
Wanted freezer kit
by dodie
18th Jan 2017 9:58pm
2pioneer speakers Free
by dodie
18th Jan 2017 9:54pm
Looking to swap an xbox one for a ps4
by surykata
18th Jan 2017 8:10pm
Wanted old cars spares or repairs
by vw_kyle
17th Jan 2017 1:08pm
Astra 1.9 diesel 06
by lansyp
16th Jan 2017 8:47pm
Featured Member
Registered: 4th Apr 2010
Posts: 40095
Newest Members
Branco, Smudge22, Collette63, shellylou, sgjrob
12184 Registered Users
Today's Birthdays
No Birthdays
New Wirral Info
Paper Recycling. ?
by fish5133
Yesterday at 11:16 AM
Paypal help
by venice
17th Jan 2017 8:59pm
Brown Bin Collections Restarting Today 17th Jan
by fish5133
17th Jan 2017 9:04am
Indian/Jazz fusion music Liverpool
by paxvobiscum
15th Jan 2017 11:19am
Chinese New Year Liverpool
by paxvobiscum
15th Jan 2017 11:08am
News : New Topics
Parking Charges
by diggingdeeper
Yesterday at 03:01 PM
Spectacles found.
by Beethoven
18th Jan 2017 1:02pm
When we live to be a 100 yrs old
by granny
18th Jan 2017 11:46am
Secretive mega shake-up of NHS could cost 15 mil
by RUDEBOX
16th Jan 2017 5:58pm
Lost Mobile Phone
by spinner1
15th Jan 2017 6:56pm
New Enthusiast Forums
Question Time
by derekdwc
Yesterday at 11:27 PM
Sanctuary awaits 5 bears
by venice
Yesterday at 06:25 PM
Kitten found Arrowe park car park
by Greenwood
Yesterday at 02:42 PM
Puppy wanted good careing home offered
by chris7777
Yesterday at 09:07 AM
New Car tax Rates For New Cars
by fish5133
Yesterday at 01:42 AM
(Views 24hrs)Trending Newest Topics
New Car tax Rates For New Cars 139
Puppy wanted good careing home offered 114
Sanctuary awaits 5 bears 97
Paper Recycling. ? 92
Question Time 81
Parking Charges 64
Kitten found Arrowe park car park 52
Wirral Sunrise Sunset
Sunrise Fri 8:13am
Sunset Fri 4:33pm
Local Time Fri 1:39am
WikiWirral Can . . . .