Welcome to WikiWirral, sharing is what we do best.
Forum Stats
12226 Members
65 Forums
72755 Topics
980590 Posts
35 posts in the last 24hrs
Max Online: 7831 @ 8th Apr 2013 4:18pm
Who's Online - Click Me
71 registered (11kendo, 13 invisible), 1741 Guests and 179 Spiders online.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


(Views 7days)This Weeks Most Read
Doris is on her way 1277
vet fees 418
Internet Explorer Not Working 395
Is This ART ? 379
Chef's knife. 343
Dangerous Tumble Dryers 337
roofers 237
Wirral Bus Review 228
Seeking old pictures of Egerton Street area, Birkenhead 222
Aerial engineer 218
New General Forums
Nigel Farage speaks at the CPAC.
by snowhite
24th Feb 2017 6:28pm
Is This ART ?
by granny
23rd Feb 2017 9:56am
Wirral track renewal
by snowhite
22nd Feb 2017 2:42pm
Ice in the 1800's
by granny
21st Feb 2017 9:47pm
New Wirral History
Seeking old pictures of Egerton Street area, Birkenhead
by yoller
19th Feb 2017 7:53pm
TS Indefatigable
by granny
18th Feb 2017 3:32pm
RIP : Chris Kay
by granny
31st Aug 2016 9:25am
Children's home on the Overchurch
by xleahx
26th Apr 2011 7:01pm
423 Archers, Wirral Mark Rake, Wirral, Merseyside
by derekdwc
13th Sep 2009 10:50pm
Forum Tips
Photo Gallery Forums
fireworks on the Mersey last night
Hadlow train station
Topic Replies
What song are you listening to?
by snowshoes
Today at 12:54 AM
Removal of Shed Timber
by fish5133
Yesterday at 10:45 PM
Tranmere Rovers
by starakita
Yesterday at 09:52 PM
Is This ART ?
by Greenwood
Yesterday at 07:06 PM
Doris is on her way
by diggingdeeper
Yesterday at 06:06 PM
Wiki Ghost Hunters Chat
by venice
Yesterday at 03:47 PM
Rescued Animals.
by venice
Yesterday at 03:43 PM
Blaupunkt 32" tv
by jaylow
Yesterday at 03:04 PM
Wirral Bus Review
by Excoriator
Yesterday at 09:13 AM
February
M Tu W Th F Sa Su
1 2 3 4 5
6 7 8 9 10 11 12
13 14 15 16 17 18 19
20 21 22 23 24 25 26
27 28
Recent Posts : What's On ?
Lion Salt Works/Weaver Hall Museum
by venice
19th Feb 2017 12:19pm
Wirral TUC Meeting re Update on Wallasey CLP Suspe
by RUDEBOX
13th Feb 2017 8:50pm
Topic Options
Rate This Topic
#1027418 - 22nd Dec 2016 2:03pm Pensions *****
fish5133 Online   content
Forum Master

Registered: 22nd Mar 2010
Posts: 2823
Loc: Heswallish
If like me your ignorant/confused of the whole NI/pension process, opting in opting out serps etc etc then you might find this Government link useful as you can check all your NI records and future pension. You will need to register with them and get user name etc.

https://www.tax.service.gov.uk/check-your-state-pension

Top
Law & Order : Advertising
Click me for more Information......

* * * Superior Heating by Stephen Foster (Dodie) * * *
Now Advertise with WikiWirral.
WikiWirral stats 35,000 Page Views a Day +500 Search Engines.. Click Me
#1027421 - 22nd Dec 2016 5:28pm Re: Pensions [Re: fish5133]
Excoriator Online   content
Wise One

Registered: 21st Jan 2010
Posts: 819
Loc: wirral
The state pension is brilliant and bureaucracy-free. All it took was a single 30-second phone call to get my state pension paid into my bank.

What a contrast with the various company pensions I'd accumulated over the years. Most of them for small amounts, but still... None of them could give me an accurate forecast like the state one does. I had about seven or eight of these and every one required a form to be filled out and submitted along with my birth certificate (No. It can't be a copy. It has to be the original!) and they were all very S.L.O.W to send it back so it could be sent to the next one. Be prepared if you are in the same position as I was. Obviously you need to prioritise with the biggest first.

I often smile when I read of 'state bureaucracy' My experience is that it is the private companies that rejoice in forms and procedures. I had the same experience with private medical care. Before the doctor could even say 'Good morning' I had to have an authorisation code for a consultation from the insurance company and it got worse as treatment was needed. There were arguments between doctor and insurance company about the cost, and whether the treatment was to be allowed etc. etc. Awful! It's the last thing you need if you are unwell or worried. You get none of this at the NHS.

Top
#1027435 - 22nd Dec 2016 10:00pm Re: Pensions [Re: fish5133]
diggingdeeper Offline

Wiki Guardian

Registered: 9th Jul 2008
Posts: 9786
Loc: Birkenhead
Sad thing about the state pension has been the life-changing changes they have made to it at pretty short notice.

The latest scheme has not yet been finalised yet it started earlier this year - this creates an additional hazard of people being over-paid and having to make repayments.

Its been over two years that I have been trying to get a state-pension forecast and I still haven't managed to obtain one.

There are a lot of traps, there are loads of people that made voluntary contributions to pension schemes but have gained very little (or even nothing).

The national insurance credits system desperately needs to be re-vamped, I lost one years credit due to one single day missing thanks to an administrative mistake - fortunately I noticed and was able to have it corrected albeit it took a lot of messing around over a number of months. Credits should be done on a weekly or monthly basis.

My expected state pension (subject to them sorting out the rules) has halfed in the last two years. Pensions are supposed to be a life-long planning but massive changes at short notice make this a farce. The Government are supposed to maintain stability not increase instability.

Building a bigger soapbox for my next outburst on the subject.
_________________________
In a time of universal deceit - telling the truth is a revolutionary act. George Orwell

When the debate is lost, slander becomes the tool of the loser. Socrates

Top
#1027445 - 22nd Dec 2016 10:35pm Re: Pensions [Re: fish5133]
snowshoes Online   content

Veteran

Registered: 16th Aug 2010
Posts: 735
Loc: ottawa canada ( formerly new b...
Sorry that you are having such a hard time DD.
I made voluntary contributions for about 10 years and have had
no problems.

Top
#1027462 - 22nd Dec 2016 11:44pm Re: Pensions [Re: fish5133]
venice Offline

Forum Master

Registered: 21st Jul 2011
Posts: 2567
Loc: Wirral
And the Government wonders why so many people shy away from entrusting their hard earned money into pensions.

Top
#1030712 - 13th Feb 2017 9:09pm Re: Pensions [Re: fish5133]
RUDEBOX Offline

Wiki Master

Registered: 29th Aug 2008
Posts: 19082
Loc: Bob Land
http://www.waspi.co.uk will be doing a presentation at Wirral Unite Community Branch Meeting on 3rd March 2017 at 3pm. PM for details.
_________________________
Mia Mabel


Top

Moderator:  Mod 
Random Wirral Images

Click to View Topic.
Newest Topics
Tranmere Rovers
by cools
Yesterday at 09:17 PM
Removal of Shed Timber
by Julie64
Yesterday at 01:31 PM
Wirral Bus Review
by Norton
24th Feb 2017 11:42am
Aerial engineer
by ponytail
23rd Feb 2017 6:01pm
roofers
by thisledous
23rd Feb 2017 4:44pm
For Sale & Free
Blaupunkt 32" tv
by jaylow
Yesterday at 03:04 PM
2 x Sum 41 tickets Manchester 25/02
by turnip
24th Feb 2017 7:47am
Sony Smartwatch 2
by Mike_Hoylake
23rd Feb 2017 9:25pm
Brother printer
by saltytom
23rd Feb 2017 11:02am
Mk6 Golf TDI 1.6
by Cjoshea
22nd Feb 2017 11:05pm
Featured Member
Registered: 27th Feb 2015
Posts: 184
Newest Members
Scoobyp1, Bradshawbatho, raybb, CliveK, vonny
12226 Registered Users
Today's Birthdays
No Birthdays
New Wirral Info
Removal of Shed Timber
by Julie64
Yesterday at 01:31 PM
Aerial engineer
by ponytail
23rd Feb 2017 6:01pm
roofers
by thisledous
23rd Feb 2017 4:44pm
Lion Salt Works/Weaver Hall Museum
by paxvobiscum
18th Feb 2017 9:19pm
Patio work
by steamfan
18th Feb 2017 3:45pm
News : New Topics
Wirral Bus Review
by Norton
24th Feb 2017 11:42am
Dangerous Tumble Dryers
by diggingdeeper
23rd Feb 2017 2:03pm
Doris is on her way
by granny
22nd Feb 2017 8:43pm
Hezballah
by venice
17th Feb 2017 11:15am
On-street parking charges dropped
by oldpm01
15th Feb 2017 9:10am
New Enthusiast Forums
Tranmere Rovers
by cools
Yesterday at 09:17 PM
Chef's knife.
by Beethoven
23rd Feb 2017 12:39pm
irish music entertainer for St Patrick's night
by kazaroo
22nd Feb 2017 3:07pm
Internet Explorer Not Working
by fish5133
22nd Feb 2017 12:25am
vet fees
by eggandchips
20th Feb 2017 12:01am
(Views 24hrs)Trending Newest Topics
Removal of Shed Timber 108
Tranmere Rovers 53
Wirral Sunrise Sunset
Sunrise Sun 7:04am
Sunset Sun 5:45pm
Local Time Sun 5:58am
WikiWirral Can . . . .
Advertising Click me
To Advertise with
Wikiwirral Click Me