WikiWirral Online with you since 2003, fantastic.
Forum Stats
12179 Members
65 Forums
72571 Topics
978023 Posts
34 posts in the last 24hrs
Max Online: 7831 @ 8th Apr 2013 4:18pm
Who's Online - Click Me
104 registered (alan128, 18 invisible), 1534 Guests and 239 Spiders online.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


(Views 7days)This Weeks Most Read
Broweser for web novice 556
Need help 325
Wirral High Tides? 317
Sometimes You Could Strangle Someone 282
Fat Ball Bird Feeders 255
craft clubs/ knitting/crochet etc 249
Found a mobile phone 14/01/2017 WALLASEY 213
I, Daniel Blake 196
WANTED- Mobile Phone 195
Facebook Account Advice 181
New General Forums
9\11 Jumpers
by cools
Yesterday at 10:04 AM
Silent Solution
by venice
14th Jan 2017 9:58pm
Spot the differences.
by snowhite
14th Jan 2017 5:39pm
Rip
by sunnyside
13th Jan 2017 3:48pm
New Wirral History
What was County Hall, Abbey Street, Birkenhead?
by yoller
Yesterday at 01:28 PM
752 The Old Manor Club, Withens Lane, Liscard
by Norton
13th Jan 2017 2:20pm
751 Plough Inn, Mount Pleasant Rd, New Brighton
by Norton
13th Jan 2017 1:38pm
351 Prince Alfred 30 Tunnel Road 30 30 to 32
by yoller
8th Jan 2017 7:18pm
167 Wirral Arms George Street 9 Grange Street
by yoller
8th Jan 2017 7:11pm
Forum Tips
Photo Gallery Forums
fireworks on the Mersey last night
Hadlow train station
Topic Replies
Lost Mobile Phone
by spinner1
53 minutes 10 seconds ago
Windows 10 recovery disc
by nidgynoo
Today at 10:22 AM
Spy in the wild
by rocks
Today at 12:13 AM
What was County Hall, Abbey Street, Birkenhead?
by yoller
Yesterday at 07:31 PM
Found a mobile phone 14/01/2017 WALLASEY
by spinner1
Yesterday at 07:17 PM
Medical Centres
by RUDEBOX
Yesterday at 05:22 PM
Control of The Main Stream Media
by snowshoes
Yesterday at 03:28 PM
XBox 360 plus games and extras
by turnip
Yesterday at 11:58 AM
Indian/Jazz fusion music Liverpool
by paxvobiscum
Yesterday at 11:19 AM
January
M Tu W Th F Sa Su
1
2 3 4 5 6 7 8
9 10 11 12 13 14 15
16 17 18 19 20 21 22
23 24 25 26 27 28 29
30 31
Recent Posts : What's On ?
Indian/Jazz fusion music Liverpool
by paxvobiscum
Yesterday at 11:19 AM
Chinese New Year Liverpool
by paxvobiscum
Yesterday at 11:08 AM
Topic Options
Rate This Topic
#1008597 - 2nd May 2016 6:37pm Minor Accident What To Do
fish5133 Online   content
Forum Master

Registered: 22nd Mar 2010
Posts: 2695
Loc: Heswallish
Just been involved in a minor rta. Had to brake sharply as car in front did. Managed to stop in time ok but the vehicle behind didn't and bumped into the back of us. No visible damage to either vehicle bumpers but daughter bruised knee on dash and jolted her neck and back as did I.
Seems a bit conflicting about the need to report to police.
In the "excitement" only swopped name and registration as I didn't see any need to claim for damage to vehicle.
Presume its best to notify insurers but what about Police.

Top
AutoWirral : Advertising
Click me for more Information......

* * * Rapid Hydraulics - Hydraulic Hose Repairs * * *
Now Advertise with WikiWirral.
WikiWirral stats 35,000 Page Views a Day +500 Search Engines.. Click Me
#1008598 - 2nd May 2016 6:55pm Re: Minor Accident What To Do [Re: fish5133]
j_demo Online   Know_it_all
Forum Addict

Registered: 4th Nov 2011
Posts: 1838
Loc: Wallasey/New Brighton
i would ALWAYS recommend reporting it to the police & getting them on the scene no matter how small the RTC, as details can always change. my dad had a similar situation where there was minor cosmetic damage and there was one lad in the other vehicle but then a few weeks later he got a letter from the insurers saying that there were 5 people in the other car and that they are blaming him for cutting them up then slamming on in a "crash for cash" style thing and he had to fight for a long time to prove that wasn't the case but without photographs and a police report etc then he couldn't prove anything and i think he got swizzed.

Insurers only need to be notified if you wish to claim (they like to count informing them as a claim even if you just inform them so i'd avoid that until absolutely necessary, then if they say why then just say you forgot) but i would DEFINITELY have gotten the police on scene to make sure everyone is open and honest and who they say they are and so details and the number people involved don't magically change later. I would also have taken pictures of everything and everyone including taking photos of their ID because all you have is a name (which you aren't able to verify) and a reg plate which the car could have been stolen or the driver uninsured and their name could magically change later to the real person who owns/it's insured under.

also injuries such as whiplash can appear later. Story time; I had a crash just over a year ago on the M53 where the car in front of me slammed on and hit the barrier and i hit the brakes and turned away but still hit him at about 50 and my car flipped and rolled and ended up upside down, i was able to crawl out with only very minor cuts (the car had 7 airbags which saved my life) and i even went into work the day after but still had a doctors appt at my GP just for a check-up and i was signed off for 3 weeks, it took about 4 days for whiplash to kick in, it just kind of happened one day/overnight and my back and neck and shoulders just felt like they were frozen and were agony to move, but for the 3-4 days after the crash i was fine and able to walk, not huge distances but the same gait and pace as usual, and then one evening/night it all just hit me & my body and i was suffering from whiplash for a couple of weeks and only about 2-3 days before i went back to work did it ease off. I still get flashbacks and sleepless nights even now but no physical effects.

so ultimately my advice would be; yes always get police on scene no matter how minor the accident & injuries can also be delayed so you may need to claim for them on insurance.

sorry for the long post.

Top
#1008599 - 2nd May 2016 6:56pm Re: Minor Accident What To Do [Re: fish5133]
the_pope Offline
Member

Registered: 20th Nov 2013
Posts: 90
Loc: wirral
no need for the police, as long as you are both insured

Top
#1008608 - 2nd May 2016 8:08pm Re: Minor Accident What To Do [Re: the_pope]
fish5133 Online   content
Forum Master

Registered: 22nd Mar 2010
Posts: 2695
Loc: Heswallish
Lucky escape there J demo.glad you have recovered I know about the delayed whiplash. About 25 year ago car ran into back of me with quite a bit of damage to bumper. Thought I was ok till about a week later when neck back and sciatic nerve started playing up-- took about a year of regular physio and stuff to get it reasonable. Was not going to make a claim till got fed up with buying painkillers etc. Got all the physio fees paid . Would definitely not want to go down that route again--just keeping an eye on my daughter as she felt the nerve twinge down her back. Seems fine now.
Know the insurers sometimes want to count it as a claim just when you notify them and don't claim.

Top
#1008613 - 2nd May 2016 8:27pm Re: Minor Accident What To Do [Re: fish5133]
starakita Online   content

Forum Addict

Registered: 1st Oct 2009
Posts: 2184
Loc: between heaven & hell
I would keep an eye on your daughter too,a few years ago a girl had a car crash on the Wiend Mount rd junction.She seemed fine but she died a few days later I think head injury that didn't get picked up.
_________________________
no1s gonna keep me from u

Top
#1008623 - 2nd May 2016 9:08pm Re: Minor Accident What To Do [Re: fish5133]
Salmon Online   content
Forum Addict

Registered: 8th Oct 2011
Posts: 1706
Loc: Wallasey
Cheerful responses there.As above police don't need to be involved but certainly notify your insurers.

Top
#1008624 - 2nd May 2016 9:12pm Re: Minor Accident What To Do [Re: fish5133]
diggingdeeper Offline

Wiki Guardian

Registered: 9th Jul 2008
Posts: 9645
Loc: Birkenhead
If there is no injury, the police won't attend, however it would have still been a good idea to report it and get an incident number.

You also don't know what money-chasing story the other parties are going to say.

Best to take pictures before the vehicles are moved, together with any visible damage to those vehicles.
_________________________
In a time of universal deceit - telling the truth is a revolutionary act. George Orwell

When the debate is lost, slander becomes the tool of the loser. Socrates

Top
#1008625 - 2nd May 2016 9:24pm Re: Minor Accident What To Do [Re: fish5133]
snowhite Offline

Wiki Guide

Registered: 31st Jan 2014
Posts: 5565
Loc: Wirral
Best get your daughter checked out by a doctor. Just glad you are both OK.sorry to hear this News

Top
#1008627 - 2nd May 2016 9:41pm Re: Minor Accident What To Do [Re: fish5133]
lollipop Offline
Forum Addict

Registered: 3rd Aug 2014
Posts: 1535
Loc: ireland.
Yes contact the police to get a report reference number off them. This will be asked for by your insurance company.

It takes a 5 min call, a few details and as I say the all important incident ref number will be given.

Top
#1008754 - 4th May 2016 12:56am Re: Minor Accident What To Do [Re: fish5133]
fish5133 Online   content
Forum Master

Registered: 22nd Mar 2010
Posts: 2695
Loc: Heswallish
Ask insurers about police and they said if only minor (no damage) ,no one hurt and not causing obstruction the police are not interested and will just say contact your insurers.
Seems to be following me---4 cars involved in a shunt outside the school I was doing crossing duty.(Frankby Road, ). Looks like one car had run into the back of another and shunted it into the next 2. They then have driven off without stopping. Police definitely in attendance for that.

Top

Moderator:  StuyMac 
Random Wirral Images

Click to View Topic.
Newest Topics
Windows 10 recovery disc
by nidgynoo
Today at 10:22 AM
Lost Mobile Phone
by spinner1
Yesterday at 06:56 PM
What was County Hall, Abbey Street, Birkenhead?
by yoller
Yesterday at 01:28 PM
Found a mobile phone 14/01/2017 WALLASEY
by GaryFromWirral
Yesterday at 11:28 AM
Indian/Jazz fusion music Liverpool
by paxvobiscum
Yesterday at 11:19 AM
For Sale & Free
Childs LFC peddle bike 5 - 8 Yrs
by Pete_M
13th Jan 2017 8:41pm
Projector
by madrob
13th Jan 2017 3:35pm
27 apple flavoured iron supplement sachets
by turnip
12th Jan 2017 7:46pm
25 Rail Travel Voucher
by turnip
12th Jan 2017 7:04pm
XBox 360 plus games and extras
by turnip
12th Jan 2017 6:44pm
Featured Member
Registered: 20th Jul 2013
Posts: 23
Newest Members
pjmeaneydog, jennynoonan, nicklive66, MikeStewart, AronW
12179 Registered Users
Today's Birthdays
No Birthdays
New Wirral Info
Indian/Jazz fusion music Liverpool
by paxvobiscum
Yesterday at 11:19 AM
Chinese New Year Liverpool
by paxvobiscum
Yesterday at 11:08 AM
Asbestos shed removal
by TRFCKrisTRFC
13th Jan 2017 10:51pm
Need help
by Dilly
12th Jan 2017 10:00pm
Royal Navy Dockyards Plymouth in Winter
by paxvobiscum
7th Jan 2017 9:18am
News : New Topics
Lost Mobile Phone
by spinner1
Yesterday at 06:56 PM
Found a mobile phone 14/01/2017 WALLASEY
by GaryFromWirral
Yesterday at 11:28 AM
Control of The Main Stream Media
by fish5133
Yesterday at 12:46 AM
Deportation Row
by granny
14th Jan 2017 12:23pm
Wirral High Tides?
by Gibbo
13th Jan 2017 8:33am
New Enthusiast Forums
Windows 10 recovery disc
by nidgynoo
Today at 10:22 AM
Facebook Account Advice
by fish5133
14th Jan 2017 2:50pm
Spy in the wild
by cools
14th Jan 2017 2:45pm
I, Daniel Blake
by eddtheduck
14th Jan 2017 1:22pm
Medical Centres
by granny
14th Jan 2017 9:27am
(Views 24hrs)Trending Newest Topics
What was County Hall, Abbey Street, Birkenhead? 158
Lost Mobile Phone 115
Windows 10 recovery disc 29
Wirral Sunrise Sunset
Sunrise Mon 8:18am
Sunset Mon 4:26pm
Local Time Mon 12:51pm
WikiWirral Can . . . .