WikiWirral Share a Little Learn a Lot about your Wirral
Forum Stats
12225 Members
65 Forums
72741 Topics
980450 Posts
81 posts in the last 24hrs
Max Online: 7831 @ 8th Apr 2013 4:18pm
Who's Online - Click Me
81 registered (11kendo, 14 invisible), 1804 Guests and 191 Spiders online.
Key: Admin, Global Mod, Mod
Social Media : Follow Us


(Views 7days)This Weeks Most Read
TS Indefatigable 474
Patio work 343
vet fees 310
Internet Explorer Not Working 275
Hezballah 264
Sea Shepherd 249
Doris is on her way 161
Seeking old pictures of Egerton Street area, Birkenhead 148
TV wall mount wanted. 108
Am I missing something ? 69
New General Forums
Wirral track renewal
by snowhite
Yesterday at 02:42 PM
Ice in the 1800's
by granny
21st Feb 2017 9:47pm
Am I missing something ?
by dizdazdoz
16th Feb 2017 12:46pm
Valentines Day---Help From The Ladies
by fish5133
10th Feb 2017 7:35pm
New Wirral History
Seeking old pictures of Egerton Street area, Birkenhead
by yoller
19th Feb 2017 7:53pm
TS Indefatigable
by granny
18th Feb 2017 3:32pm
RIP : Chris Kay
by granny
31st Aug 2016 9:25am
Children's home on the Overchurch
by xleahx
26th Apr 2011 7:01pm
423 Archers, Wirral Mark Rake, Wirral, Merseyside
by derekdwc
13th Sep 2009 10:50pm
Forum Tips
Photo Gallery Forums
fireworks on the Mersey last night
Hadlow train station
Topic Replies
Doris is on her way
by fish5133
34 minutes 25 seconds ago
423 Archers, Wirral Mark Rake, Wirral, Merseyside
by diggingdeeper
Today at 03:02 AM
Changes to bin collections
by fish5133
Today at 01:21 AM
Internet Explorer Not Working
by fish5133
Today at 01:16 AM
Mk6 Golf TDI 1.6
by Cjoshea
Yesterday at 11:06 PM
Rescued Animals.
by granny
Yesterday at 10:50 PM
irish music entertainer for St Patrick's night
by kazaroo
Yesterday at 03:07 PM
Tony Blair
by snowhite
Yesterday at 02:20 PM
TV wall mount wanted.
by j_demo
21st Feb 2017 9:32pm
February
M Tu W Th F Sa Su
1 2 3 4 5
6 7 8 9 10 11 12
13 14 15 16 17 18 19
20 21 22 23 24 25 26
27 28
Recent Posts : What's On ?
Lion Salt Works/Weaver Hall Museum
by venice
19th Feb 2017 12:19pm
Wirral TUC Meeting re Update on Wallasey CLP Suspe
by RUDEBOX
13th Feb 2017 8:50pm
Topic Options
Rate This Topic
#1008597 - 2nd May 2016 6:37pm Minor Accident What To Do
fish5133 Online   content
Forum Master

Registered: 22nd Mar 2010
Posts: 2816
Loc: Heswallish
Just been involved in a minor rta. Had to brake sharply as car in front did. Managed to stop in time ok but the vehicle behind didn't and bumped into the back of us. No visible damage to either vehicle bumpers but daughter bruised knee on dash and jolted her neck and back as did I.
Seems a bit conflicting about the need to report to police.
In the "excitement" only swopped name and registration as I didn't see any need to claim for damage to vehicle.
Presume its best to notify insurers but what about Police.

Top
AutoWirral : Advertising
Click me for more Information......


Looking for a Service / Tradesman? Look in our Local Business Directory. Click Me
#1008598 - 2nd May 2016 6:55pm Re: Minor Accident What To Do [Re: fish5133]
j_demo Online   Know_it_all
Forum Addict

Registered: 4th Nov 2011
Posts: 1854
Loc: Wallasey/New Brighton
i would ALWAYS recommend reporting it to the police & getting them on the scene no matter how small the RTC, as details can always change. my dad had a similar situation where there was minor cosmetic damage and there was one lad in the other vehicle but then a few weeks later he got a letter from the insurers saying that there were 5 people in the other car and that they are blaming him for cutting them up then slamming on in a "crash for cash" style thing and he had to fight for a long time to prove that wasn't the case but without photographs and a police report etc then he couldn't prove anything and i think he got swizzed.

Insurers only need to be notified if you wish to claim (they like to count informing them as a claim even if you just inform them so i'd avoid that until absolutely necessary, then if they say why then just say you forgot) but i would DEFINITELY have gotten the police on scene to make sure everyone is open and honest and who they say they are and so details and the number people involved don't magically change later. I would also have taken pictures of everything and everyone including taking photos of their ID because all you have is a name (which you aren't able to verify) and a reg plate which the car could have been stolen or the driver uninsured and their name could magically change later to the real person who owns/it's insured under.

also injuries such as whiplash can appear later. Story time; I had a crash just over a year ago on the M53 where the car in front of me slammed on and hit the barrier and i hit the brakes and turned away but still hit him at about 50 and my car flipped and rolled and ended up upside down, i was able to crawl out with only very minor cuts (the car had 7 airbags which saved my life) and i even went into work the day after but still had a doctors appt at my GP just for a check-up and i was signed off for 3 weeks, it took about 4 days for whiplash to kick in, it just kind of happened one day/overnight and my back and neck and shoulders just felt like they were frozen and were agony to move, but for the 3-4 days after the crash i was fine and able to walk, not huge distances but the same gait and pace as usual, and then one evening/night it all just hit me & my body and i was suffering from whiplash for a couple of weeks and only about 2-3 days before i went back to work did it ease off. I still get flashbacks and sleepless nights even now but no physical effects.

so ultimately my advice would be; yes always get police on scene no matter how minor the accident & injuries can also be delayed so you may need to claim for them on insurance.

sorry for the long post.

Top
#1008599 - 2nd May 2016 6:56pm Re: Minor Accident What To Do [Re: fish5133]
the_pope Offline
Member

Registered: 20th Nov 2013
Posts: 90
Loc: wirral
no need for the police, as long as you are both insured

Top
#1008608 - 2nd May 2016 8:08pm Re: Minor Accident What To Do [Re: the_pope]
fish5133 Online   content
Forum Master

Registered: 22nd Mar 2010
Posts: 2816
Loc: Heswallish
Lucky escape there J demo.glad you have recovered I know about the delayed whiplash. About 25 year ago car ran into back of me with quite a bit of damage to bumper. Thought I was ok till about a week later when neck back and sciatic nerve started playing up-- took about a year of regular physio and stuff to get it reasonable. Was not going to make a claim till got fed up with buying painkillers etc. Got all the physio fees paid . Would definitely not want to go down that route again--just keeping an eye on my daughter as she felt the nerve twinge down her back. Seems fine now.
Know the insurers sometimes want to count it as a claim just when you notify them and don't claim.

Top
#1008613 - 2nd May 2016 8:27pm Re: Minor Accident What To Do [Re: fish5133]
starakita Online   content

Forum Addict

Registered: 1st Oct 2009
Posts: 2202
Loc: between heaven & hell
I would keep an eye on your daughter too,a few years ago a girl had a car crash on the Wiend Mount rd junction.She seemed fine but she died a few days later I think head injury that didn't get picked up.
_________________________
no1s gonna keep me from u

Top
#1008623 - 2nd May 2016 9:08pm Re: Minor Accident What To Do [Re: fish5133]
Salmon Online   content
Forum Addict

Registered: 8th Oct 2011
Posts: 1716
Loc: Wallasey
Cheerful responses there.As above police don't need to be involved but certainly notify your insurers.

Top
#1008624 - 2nd May 2016 9:12pm Re: Minor Accident What To Do [Re: fish5133]
diggingdeeper Offline

Wiki Guardian

Registered: 9th Jul 2008
Posts: 9775
Loc: Birkenhead
If there is no injury, the police won't attend, however it would have still been a good idea to report it and get an incident number.

You also don't know what money-chasing story the other parties are going to say.

Best to take pictures before the vehicles are moved, together with any visible damage to those vehicles.
_________________________
In a time of universal deceit - telling the truth is a revolutionary act. George Orwell

When the debate is lost, slander becomes the tool of the loser. Socrates

Top
#1008625 - 2nd May 2016 9:24pm Re: Minor Accident What To Do [Re: fish5133]
snowhite Offline

Wiki Guide

Registered: 31st Jan 2014
Posts: 5651
Loc: Wirral
Best get your daughter checked out by a doctor. Just glad you are both OK.sorry to hear this News

Top
#1008627 - 2nd May 2016 9:41pm Re: Minor Accident What To Do [Re: fish5133]
lollipop Offline
Forum Addict

Registered: 3rd Aug 2014
Posts: 1535
Loc: ireland.
Yes contact the police to get a report reference number off them. This will be asked for by your insurance company.

It takes a 5 min call, a few details and as I say the all important incident ref number will be given.

Top
#1008754 - 4th May 2016 12:56am Re: Minor Accident What To Do [Re: fish5133]
fish5133 Online   content
Forum Master

Registered: 22nd Mar 2010
Posts: 2816
Loc: Heswallish
Ask insurers about police and they said if only minor (no damage) ,no one hurt and not causing obstruction the police are not interested and will just say contact your insurers.
Seems to be following me---4 cars involved in a shunt outside the school I was doing crossing duty.(Frankby Road, ). Looks like one car had run into the back of another and shunted it into the next 2. They then have driven off without stopping. Police definitely in attendance for that.

Top

Moderator:  StuyMac 
Random Wirral Images

Click to View Topic.
Newest Topics
Doris is on her way
by granny
Yesterday at 08:43 PM
irish music entertainer for St Patrick's night
by kazaroo
Yesterday at 03:07 PM
Internet Explorer Not Working
by fish5133
Yesterday at 12:25 AM
vet fees
by eggandchips
20th Feb 2017 12:01am
Seeking old pictures of Egerton Street area, Birkenhead
by yoller
19th Feb 2017 7:53pm
For Sale & Free
Mk6 Golf TDI 1.6
by Cjoshea
Yesterday at 11:05 PM
TV wall mount wanted.
by j_demo
21st Feb 2017 7:53pm
Samick Greg Bennett UK50 Ukulele
by j_demo
20th Feb 2017 9:24pm
2x Brit Floyd tickets 3rd March City entrance
by ambersmum
20th Feb 2017 6:35pm
Sherwood 2x30W amp with phono - £35; other hifi
by montyz
20th Feb 2017 4:09pm
Featured Member
Registered: 4th Nov 2011
Posts: 1854
Newest Members
Bradshawbatho, raybb, CliveK, vonny, Vkj530
12225 Registered Users
Today's Birthdays
No Birthdays
New Wirral Info
Lion Salt Works/Weaver Hall Museum
by paxvobiscum
18th Feb 2017 9:19pm
Patio work
by steamfan
18th Feb 2017 3:45pm
Ceiling needs smoothing
by yr20405
15th Feb 2017 1:52am
Info? Bill Dobson, Photographer, Martins Bank
by diggingdeeper
13th Feb 2017 12:10pm
War Museum
by missmahjong
12th Feb 2017 1:24pm
News : New Topics
Doris is on her way
by granny
Yesterday at 08:43 PM
Hezballah
by venice
17th Feb 2017 11:15am
On-street parking charges dropped
by oldpm01
15th Feb 2017 9:10am
Thousands raised for children of cancer couple.
by fish5133
13th Feb 2017 3:01pm
Lost ladies Swarovski watch
by spider
13th Feb 2017 10:36am
New Enthusiast Forums
irish music entertainer for St Patrick's night
by kazaroo
Yesterday at 03:07 PM
Internet Explorer Not Working
by fish5133
Yesterday at 12:25 AM
vet fees
by eggandchips
20th Feb 2017 12:01am
Sea Shepherd
by venice
16th Feb 2017 1:06pm
Sounds of the Sixties
by paxvobiscum
11th Feb 2017 8:53pm
(Views 24hrs)Trending Newest Topics
Doris is on her way 175
irish music entertainer for St Patrick's night 53
Wirral track renewal 18
Wirral Sunrise Sunset
Sunrise Thu 7:11am
Sunset Thu 5:39pm
Local Time Thu 9:24am
WikiWirral Can . . . .
Advertising Click me
To Advertise with
Wikiwirral Click Me